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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
As a first time buyer trying to get a conventional loan was tough at first but James made it all possible! I was uncertain all the way through about whether or not James would be able to secure the loan for me but he worked hard and communicated...
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We had a short timeline and you made it work.
We were making a long-distance move, and James was our starting point. He made it one-stop shopping for us by recommending a fantastic realtor (Amy Nitzchke). The two of them sped us through the mortgage, home buying, inspections, closing,...
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The process was smooth.
After hours availability
Very fast response time to questions
The entire team was very pleasant to work with and happy to help
James was extremely friendly to work with he was a variable day and night if we had any questions he made the whole experience easier than I am imagined I really appreciate all the hard work he put in for me and my family
James was available to answer questions, and took care of my buyer
Very informative and helpful, will recommend to friends/ family.
James and his team were fantastic at keeping me up to date and informed on each step as my loan progressed.
James was great! Answered all my questions and kept us informed the whole time!
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.