

James Janoff
Senior Loan Officer | NMLS# 353775

My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income l... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Very professional and great communication.
Reply from James Janoff
August 18th, 2025 08:47 PM
Thank you, Felipe, for taking the time to leave such positive feedback. I'm glad to hear you found the communication effective and professional throughout the process. It's a priority for me to ensure everything is clear and runs smoothly for...
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James was always available when I had questions. His replies were prompt and he always made sure i understood the issue. i Have financed a few homes in my time , but never have I experienced this excellence in service. James and his staff were...
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Reply from James Janoff
August 27th, 2025 03:19 PM
Gregory, thank you for taking the time to share your experience. I'm really glad to hear that my availability and prompt communication helped make the process clearer for you. It’s rewarding to know that you found the service top-notch, especially...
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Thank you James!
Reply from James Janoff
August 12th, 2025 02:06 PM
Lisa, thank you for taking the time to leave a review. I'm glad I could assist you effectively. If there's anything else you need or if you have future questions, please don't hesitate to reach out. Your support is truly appreciated!
James was extremely helpful, walked me through process and information required. Always answered my calls and texts.
Reply from James Janoff
August 11th, 2025 04:40 PM
Thank you Kim. I believe good communication is the main component to a successful closing. It was a pleasure to work with you. You replied promptly to all me requests which made everything much easier. Thank you again for trusting me with such...
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My buy very difficult finances and assets to navigate and James did an amazing job getting financing for them when I thought we were gonna lose this deal.
Reply from James Janoff
August 11th, 2025 04:41 PM
Amy, I appreciate your feedback. It means a lot to know I could help secure financing despite the challenges with your client's finances and assets. I'm glad we were able to keep the deal on track. If there's anything further you need or another...
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James was a pleasure to work with throughout my client's home purchase. He was extremely knowledgeable, responsive, and made the lending process smooth and straightforward. His professionalism and positive attitude made a great impression,...
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Reply from James Janoff
July 28th, 2025 04:54 PM
Thank you, Judy, for your thoughtful review. It was truly a pleasure assisting with your client's home purchase. I'm glad to know that my knowledge and responsiveness contributed to a smooth lending process. Your words about my professionalism...
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I've worked with James many times over the years and he is always amazing to work with
Reply from James Janoff
July 28th, 2025 04:55 PM
Thank you, Jeffrey, for your kind words. It's always a pleasure working with you, and I'm grateful for the trust you’ve placed in me over the years. Knowing that each experience has been positive means a lot to me. I look forward to continuing...
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James was amazing explained everything to the point. James is someone i will truly recommen. Thank you James for being so patient with me....
Reply from James Janoff
July 28th, 2025 04:57 PM
Claudia, thank you for such kind feedback. I'm pleased to hear that the explanations were clear and helpful for you. Your words about recommending my services mean a lot to me. Patience is a key part of ensuring the process is smooth, and I'm...
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Prompt and professional. James was always there to answer questions and return calls.
Reply from James Janoff
July 28th, 2025 04:59 PM
I appreciate your feedback, Tom. It's great to hear that you found the service prompt and professional. Being available to answer questions and return calls is important to me, and I'm glad it made a positive difference in your experience....
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Excellent customer service through the entire experience from start to finish
Reply from James Janoff
July 14th, 2025 01:10 PM
I'm delighted to know that you had an excellent experience from start to finish. Providing top-notch customer service is always my goal, and I'm thrilled that it made a positive impact. Thank you for taking the time to share your thoughts,...
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About
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income loans, construction loans & reverse mortgage loans. If you are looking for a primary home or a investment property I can assist you from pre-qualification right through to closing. I believe there are two critical aspects to having a successful & smooth mortgage process. Being able to communicate to all parties during the loan process will make the process effortless & without stress. In this competitive market it is necessary to be available during non-traditional working hours to give the the best.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans, FHA Loans, Jumbo Loans, Non-QM Loans and First time Homebuyers
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Positions
- United Direct Lending - Sales ManagerApr 1st, 2024 - Current
Memberships
- Women's Council of Flagler County
- Flagler County Association of Realtors
- Miami Dade Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 353775
Hobbies
- Golf, Bowling and being a sports fan
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719