James Janoff
Senior Loan Officer | NMLS# 353775
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income l... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
James was excellent and never gave up on my loan.
Reply from James Janoff
July 14th, 2025 01:12 PM
I'm truly grateful for your feedback, Stephen. It means a lot to hear that you felt supported throughout your loan process. Persistence and dedication are important to me, and I’m glad they made a difference in your experience. Thank you for...
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Very responsive and explained everything in detail along the way!
Reply from James Janoff
June 18th, 2025 04:35 PM
I'm glad to know that you found my communication clear and detailed. It was a pleasure assisting you through the process. Thank you for your kind words and for choosing United Direct Lending and me as your loan officer.
Responsive
Professional
Great experience overall
Reply from James Janoff
June 18th, 2025 04:36 PM
I'm thrilled to hear that you had a great experience with me. Your kind words about my responsiveness and professionalism are greatly appreciated. Thank you for your feedback, Max!
It was completed in a very short time!
Reply from James Janoff
May 15th, 2025 04:15 PM
Thank you Felicia. I was so happy to meet the deadline and complete your refinance before you started traveling. Thank you again for all your cooperation in making this a successful transaction.
My wife and I were first time homebuyers and we had some unique issues that could have complicated our mortgage experiences. my friend recommended Mr Janoff to us, and we are glad we took the advice. Mr Janoff was a dependable presence during...
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Reply from James Janoff
May 12th, 2025 03:41 PM
Guru thank you for the kind review. You were a pleasure to work with. You responded timely to all my requests which really helps to keep the process flowing. I am so happy that you were pleased with me and the process. I will stay in touch...
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James is a true professional, keeping me and his borrowers in the loop and on time for all stages of the home buying process. As a Realtor, it is vital that I work with lenders that communicate and get things done. James had us clear to close...
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Reply from James Janoff
February 28th, 2025 05:42 PM
Paul, thank you so much for your kind words and for taking the time to share your experience. It was a pleasure working with you and ensuring everything went smoothly for your clients. I understand how crucial timely communication is in real...
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James Janoff kept in touch with us whenever we needed to do anything. Went over the math of our loan offers with us to determine the best one, and he helped us close in less than three weeks!
Reply from James Janoff
February 28th, 2025 05:44 PM
Hi Janet, Thanks so much for your kind words! It was a pleasure working with you and helping you navigate through the loan process. I'm thrilled to hear that I could assist in finding the best loan offer and getting you closed quickly. If you...
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James lead me through very uncharted territory for me. He was very clear, positive and factual throughout this process.
Reply from James Janoff
February 27th, 2025 05:08 PM
Dana, I really appreciate your kind words. It's wonderful to hear that I could help guide you through what can often feel like uncharted territory. My goal is always to provide clear and positive support throughout the process. If you have...
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Our experience with Mr. James was outstanding. He was extremely informative, communative, and on top of everything. Regardless of the process, he guided us in the most expert way. We are very grateful and appreciative of James!
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Reply from James Janoff
January 6th, 2025 09:37 PM
Thank you. It was my pleasure. So happy I was able to get your loan done and you are enjoying your new home!
Amazing amazing outcome.
Reply from James Janoff
January 3rd, 2025 04:22 PM
Thank you for your kind words. It was my pleasure.
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About
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income loans, construction loans & reverse mortgage loans. If you are looking for a primary home or a investment property I can assist you from pre-qualification right through to closing. I believe there are two critical aspects to having a successful & smooth mortgage process. Being able to communicate to all parties during the loan process will make the process effortless & without stress. In this competitive market it is necessary to be available during non-traditional working hours to give the the best.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans, FHA Loans, Jumbo Loans, Non-QM Loans and First time Homebuyers
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Positions
- United Direct Lending - Sales ManagerApr 1st, 2024 - Current
Memberships
- Women's Council of Flagler County
- Flagler County Association of Realtors
- Miami Dade Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 353775
Hobbies
- Golf, Bowling and being a sports fan
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719