James Janoff
Senior Loan Officer | NMLS# 353775
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income l...... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
for being kind and answering all the questions we had
James was top notch and worked hard for us. And look forward to working with him in the again in the future. I would be happy to refer him to my friends and family when they are ready to buy a home or investment property.
Reply from James Janoff
June 8th, 2026 07:55 PM
Ramon, thank you for your kind words. I'm glad to hear that my efforts were appreciated and that you're considering referring me to your friends and family. I look forward to working with you again in the future. Thank you again and you were...
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Thank you James!
Reply from James Janoff
June 8th, 2026 07:55 PM
I'm thankful for your kind words, Juan. It's great to know that you had a positive experience with my service. I look forward to working with you again soon!
James is my go to for the most professional guidance and assistance for my home buyers. He always does a great job and is excellent at communication thorughout the process. I always love working with James.
Reply from James Janoff
May 19th, 2026 03:40 PM
Paul, I truly appreciate your kind words. It's appreciated to know that you find my guidance and communication helpful for your home buyers. Working with you is always a pleasure, and I'm thankful for the trust you've placed in me.
Friendlyand professional. James went out of his way at any time day or night to answer questions and explain processes.
Reply from James Janoff
May 14th, 2026 03:16 PM
Thank you Mark for your kind words. Making myself available to explain what is required is extremely important to me. It was great working with you and please know I am always available should you require anything additional. Thank you again...
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Hands on through the process
Reply from James Janoff
May 14th, 2026 03:17 PM
Frederick, I'm glad to hear you felt supported throughout the process. Providing hands-on assistance is important to me, and I'm pleased it contributed to your experience. Thank you for your feedback.
James was amazing to work with! He was always available to answer our questions and explained everything so clearly and kindly. Even with tight deadlines, he handled everything smoothly and made the process feel easy. We truly felt like he...
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Reply from James Janoff
April 20th, 2026 02:36 PM
Lisa thank you for your kind words. It's truly a team effort and you are part of that team. You were terrific as well and I'm so happy that you felt everything went smoothly and the process was comfortable for you. I look forward to continue...
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Mr. Janoff is a top-notch professional. Always ahead of the game, excellent customer service. Would definitely recommend someone to work with Mr. Janoff.
Reply from James Janoff
March 31st, 2026 02:40 PM
Thank you Jimmy for sharing such positive feedback. It's important to me to provide excellent customer service and stay proactive in my work. Your willingness to recommend my services means a great deal, and I’m grateful for your trust. Looking...
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This is the second transaction with James? He did the loan for my buyer and it's incredible on how this man operates. The file was so smooth. No delays an email here and there keeping you updated. Definitely recommend him for any buyer . Jen...
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Reply from James Janoff
March 5th, 2026 01:54 PM
Jen, thank you for your feedback. I'm glad to hear that the transaction went smoothly and that you felt well-informed throughout the process. It's rewarding to know that my communication and workflow met your expectations. I value your recommendation...
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I have used James in the past and will continue to do so.
Reply from James Janoff
March 4th, 2026 03:38 PM
Thank you so much for the confidence you have in me. A repeat customer is the best confirmation that your client was truly happy with the product and service you provided. I look forward to the next time I can assist you or someone you know....
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About
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income loans, construction loans & reverse mortgage loans. If you are looking for a primary home or a investment property I can assist you from pre-qualification right through to closing. I believe there are two critical aspects to having a successful & smooth mortgage process. Being able to communicate to all parties during the loan process will make the process effortless & without stress. In this competitive market it is necessary to be available during non-traditional working hours to give the the best.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans, FHA Loans, Jumbo Loans, Non-QM Loans and First time Homebuyers
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Positions
- United Direct Lending - Sales ManagerApr 1st, 2024 - Current
Memberships
- Women's Council of Flagler County
- Flagler County Association of Realtors
- Miami Dade Board of Realtors
Addresses and Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 353775
Hobbies
- Golf, Bowling and being a sports fan
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719