

James Janoff
Senior Loan Officer | NMLS# 353775

My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income l... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
James Janoff was great he explained the process made things easy to understand and the process smooth. Very professional I would recommend James to family and friends with my eyes closed.
Reply from James Janoff
September 1st, 2026 03:54 PM
Brandon, thank you for your kind words. I'm glad to hear that the process was easy to understand and smooth for you. I truly appreciate your recommendation and the trust you've shown in me. You are an exceptional young man and I am grateful...
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James Janoff is an extremely knowledgeable, honest, and patient mortgage loan officer. He took the time to explain every detail clearly, walked us through all our available options, and answered every question with care. He was also incredibly...
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Reply from James Janoff
September 1st, 2026 03:52 PM
Nicholas, thank you for your thoughtful review. I'm glad to hear that you found my guidance clear and responsive. It was a pleasure assisting you through the loan process, and I appreciate your recommendation. If you ever have more questions...
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Went above and beyond to clear road blocks
Reply from James Janoff
August 6th, 2026 02:20 PM
Ernest, I appreciate your positive feedback. It's wonderful to know that my efforts made a difference for you. Your satisfaction is my priority, and I'm grateful for the opportunity to assist you. I wish you nothing but good health and happiness...
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could not have gotten to closing without James and all his efforts! I have not worked with him in the past, but I will definitely give out his name from now on.
Reply from James Janoff
August 5th, 2026 03:06 PM
Carolie, I'm grateful for your wonderful feedback. It’s great to know that my efforts contributed to reaching closing successfully. It was a team effort. I appreciate your willingness to recommend me, that is the finest compliment I can receive....
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James is unbelievable! He helped me every step of the way and was able to answer any questuons we had as first time homebuyers. He was promot in responding to everything and worked efficiently with our best intentions in mind . I would recommend...
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Reply from James Janoff
July 24th, 2026 03:06 PM
Micah, I'm appreciate your kind words. I'm glad you felt comfortable with me and the entire process. Especially as a first time homebuyer that caries much more significance. It's great to know that my efforts to be prompt and work with your...
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James is responsive, efficient and has a great work ethic! There is no doubt that you will be in good hands with James and expect to close on time. James provides exceptional service!
Reply from James Janoff
July 24th, 2026 03:02 PM
Liza, I appreciate your kind words about my responsiveness and work ethic. I'm happy to know that you felt in good hands and confident in the closing process. Providing efficient and reliable service is important to me, and I'm glad it met...
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for being kind and answering all the questions we had
Reply from James Janoff
June 11th, 2026 02:04 PM
Thank you, Sarai, for your kind words. I'm happy to hear that I could assist by answering all your questions. You being comfortable with the process is important to me, and I'm glad to have been able to help. I look forward to working with...
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James was top notch and worked hard for us. And look forward to working with him in the again in the future. I would be happy to refer him to my friends and family when they are ready to buy a home or investment property.
Reply from James Janoff
June 8th, 2026 07:55 PM
Ramon, thank you for your kind words. I'm glad to hear that my efforts were appreciated and that you're considering referring me to your friends and family. I look forward to working with you again in the future. Thank you again and you were...
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Thank you James!
Reply from James Janoff
June 8th, 2026 07:55 PM
I'm thankful for your kind words, Juan. It's great to know that you had a positive experience with my service. I look forward to working with you again soon!
James is my go to for the most professional guidance and assistance for my home buyers. He always does a great job and is excellent at communication thorughout the process. I always love working with James.
Reply from James Janoff
May 19th, 2026 03:40 PM
Paul, I truly appreciate your kind words. It's appreciated to know that you find my guidance and communication helpful for your home buyers. Working with you is always a pleasure, and I'm thankful for the trust you've placed in me.
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About
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income loans, construction loans & reverse mortgage loans. If you are looking for a primary home or a investment property I can assist you from pre-qualification right through to closing. I believe there are two critical aspects to having a successful & smooth mortgage process. Being able to communicate to all parties during the loan process will make the process effortless & without stress. In this competitive market it is necessary to be available during non-traditional working hours to give the the best.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans, FHA Loans, Jumbo Loans, Non-QM Loans and First time Homebuyers
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Positions
- United Direct Lending - Sales ManagerApr 1st, 2024 - Current
Memberships
- Women's Council of Flagler County
- Flagler County Association of Realtors
- Miami Dade Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 353775
Hobbies
- Golf, Bowling and being a sports fan
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719