

James Janoff
Senior Loan Officer | NMLS# 353775

My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income l... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
James was ALWAYS there for me!!! He had ALL the answers and ALL the solutions and helped me through my personal challenges.
I would not hesitate to HIGHLY recommend him.
Reply from James Janoff
September 26th, 2025 03:48 PM
Linda thank you for your kind words and feeling you would recommend me highly. It was a pleasure working with you. I strive very hard to be available to my clients so I really appreciate you recognizing my efforts. As always please call on...
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James was wonderful and went above and beyond to make sure we closed on time! Wonderful experience :)
Reply from James Janoff
September 22nd, 2025 02:32 PM
Thank you Colie. I was glad it all came together. I will always do whatever I can to make sure we meet whatever deadlines are presented. It was great working with you and I look forward to doing it again!
Great person and very knowledgeable!! Quick response time highly recommended
Reply from James Janoff
September 15th, 2025 02:12 PM
Anthony, thank you for your kind words. I do my best to speak with my clients as quickly as possible. It's extremely rewarding that you feel so confident in my services that you would recommend me. There is know higher compliment a loan officer...
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James made the lending process smooth and stress-free. He was responsive, knowledgeable, and always willing to answer my questions. Highly recommend working with him!
Reply from James Janoff
September 15th, 2025 02:13 PM
I'm glad to hear that the lending process went smoothly for you. Responsiveness and knowledge are important to me, and I'm pleased I could assist in making the experience stress-free. Thank you for recommending my services. If you have any...
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Wonderful to work with!
Reply from James Janoff
September 12th, 2025 02:30 PM
I'm glad to hear that you had a positive experience. Working with clients like you is always rewarding. If you ever need assistance in the future, please don't hesitate to reach out.
James was great. He communicated throughout the entire process not just with me the buyer's agent, but also the listing agent
Reply from James Janoff
September 2nd, 2025 02:57 PM
I'm grateful for your feedback, Lucia. It's encouraging to know that my communication efforts made a positive impact during the process. Keeping everyone informed, including both the buyer's and listing agents, is crucial for a smooth transaction....
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James did an outstanding job and demonstrated excellent communication throughout the entire process.We encountered a fair number of hurdles along the way, but James approached each challenge with professionalism, persistence, and a solutions-oriented...
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Reply from James Janoff
September 2nd, 2025 02:58 PM
Scott, thank you for taking the time to share your experience. I'm glad to hear that you found my communication and approach helpful throughout the process. Navigating challenges is part of the job, and I always aim to address them with a professional...
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James is the man. Took the time to.explain the details that matter. Stayed in contact throughout the whole process. Would highly recommend, especially it he finally buys some XRP 🤷🏼♂️
Reply from James Janoff
September 2nd, 2025 02:59 PM
Thanks for sharing your thoughts, Patrick. I'm glad to hear that the detailed explanations and communication throughout the process were helpful for you. Your recommendation is truly appreciated, and I'll certainly keep your suggestion about...
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James was there for me at every turn, and reminded me when something was due to be signed or submitted. It was like being my next door neighbor following up and guiding me through the process. I enjoyed working with him!
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Reply from James Janoff
August 27th, 2025 03:06 PM
Katherine what a nice thing to say. In this day and age I feel we lose the personal touch sometimes. I'm glad to hear you I was able to make you feel comfortable. You were a pleasure to work with and I wish you good health and happiness in...
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Great communication through the whole transaction!
Reply from James Janoff
August 27th, 2025 03:17 PM
Thank you Louise it was a pleasure working with you. You were extremely helpful with coordinating all that was needed to make sure all the tasks were completed. I look forward to working with you again.
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About
My name is James & I have been a mortgage loan originator for 32 years. I can assist you in all types of residential lending including, Conventional loans, FHA loans, Jumbo loans as well as specialty loans which include alternative income loans, construction loans & reverse mortgage loans. If you are looking for a primary home or a investment property I can assist you from pre-qualification right through to closing. I believe there are two critical aspects to having a successful & smooth mortgage process. Being able to communicate to all parties during the loan process will make the process effortless & without stress. In this competitive market it is necessary to be available during non-traditional working hours to give the the best.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans, FHA Loans, Jumbo Loans, Non-QM Loans and First time Homebuyers
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Positions
- United Direct Lending - Sales ManagerApr 1st, 2024 - Current
Memberships
- Women's Council of Flagler County
- Flagler County Association of Realtors
- Miami Dade Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 353775
Hobbies
- Golf, Bowling and being a sports fan
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719