James Chen
VP of Sales | NMLS# 17991
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
James was extremely patient with all of my questions and super responsive.
Reply from James Chen
May 29th, 2025 12:16 PM
I'm glad to hear that I could assist you effectively with your questions and provide prompt responses. Your satisfaction is important to me, and I appreciate your kind words.
I really appreciated the personal touch from CliffCo—that's what made me choose them over bigger lenders like Chase and Rocket Mortgage. That said, the communication felt disorganized at times. I was repeatedly asked for the same documents...
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James was very patient and helpful during the process.
James was very communicative and friendly He made sure we were taken care of and even came to our closing . Thanks James!
Reply from James Chen
May 16th, 2025 01:04 PM
I'm thrilled to hear that you appreciated my communication and support throughout the process. It was a pleasure assisting you, and I'm glad I could be there for your closing. Thank you for your kind words!
Great communication and explanations throughout the process. Led to high confidence entering closing. Would definitely recommend and use again!
Reply from James Chen
May 13th, 2025 09:40 PM
I'm thrilled to hear that the communication and explanations throughout the process met your expectations. It was a pleasure assisting you, and I'm glad you felt confident going into closing. Thank you for your recommendation, and I look forward...
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JAMES CHEN ANDHIS TEAM AR AMAZING TO WORK WITH.
Reply from James Chen
May 1st, 2025 01:47 PM
Thank you, Carol, for your kind words. I'm thrilled to hear that you had an amazing experience working with me and my team at Cliffco Mortgage Bankers. Your satisfaction is our priority, and we appreciate your feedback.
James and his team was very supportive throughout the process and was very organized with everything. I would highly recommend!
Reply from James Chen
April 24th, 2025 12:15 AM
I’m thrilled to hear that you found our support and organization helpful throughout the process. It was a pleasure assisting you, and I greatly appreciate your recommendation. Thank you for choosing Cliffco Mortgage Bankers!
Mister Chen, thank you for all your help. You are truly amazing at what you do, and I appreciate your expertise and dedication. I will always recommend you to anyone in need of your services and will definitely continue working with you in...
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Reply from James Chen
March 19th, 2025 03:19 PM
Alex, thank you so much for your incredible feedback! It was a pleasure working with you throughout the mortgage process. Knowing that you’ll recommend me to others and continue our working relationship means a lot. I’m here for any questions...
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Thank you James. You are amazing!
Reply from James Chen
March 17th, 2025 10:11 PM
Thank you so much, Yu-hua! I'm thrilled to hear that you had a great experience. It was a pleasure working with you, and I'm glad I could help. If you ever have any questions or need assistance in the future, feel free to reach out. Wishing...
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Great communication and very quick
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
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Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.