James Chen
VP of Sales | NMLS# 17991
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Loved working with James! Will be reaching out to him for our next place as well
Thank you for the very speedy and professional handling and guidanc!
Reply from James Chen
October 16th, 2026 04:46 PM
Fitore, I'm glad to hear that you appreciated the speedy and professional handling and guidance I provided at Cliffco Mortgage Bankers. Your feedback is very much appreciated.
I have known James Chen for over 10 years, and throughout that time, he has helped me and my family with several mortgages. I can confidently say that James is one of the most knowledgeable, trustworthy, and dedicated mortgage professionals...
read more
Reply from James Chen
October 16th, 2026 02:25 PM
Valon, I sincerely appreciate your kind words and am grateful for the trust you have placed in me over the years. It's been a grateful to assist you and your family with your mortgage needs at Cliffco Mortgage Bankers. Knowing that my team's...
read more
James is knowlegable/ professional and patient! would love to work with him with my refinance and recommend him to my friends
Reply from James Chen
October 15th, 2026 01:34 PM
Guangxin, I'm happy to hear that you found me knowledgeable, professional, and patient during your experience with Cliffco Mortgage Bankers. I look forward to assisting you with your refinance and appreciate your willingness to recommend me...
read more
Thanks James for the house closing. He is very professional and knowledgeable in closing the deal.
Great communication, guidance and follow up
Reply from James Chen
September 28th, 2026 01:44 PM
Ritesh, I'm pleased to hear that you appreciated the communication, guidance, and follow-up I provided at Cliffco Mortgage Bankers. Your feedback means a lot to me.
Mr. Chen should not have handled my case as a first-time homebuyer, since the banks he works with are not part of the state program's network. Due to his greed, I lost my first-time homebuyer status—and with it, a $46,000 state grant. He also...
read more
Reply from James Chen
September 24th, 2026 03:23 PM
I'm sorry you did not have a great experience. Nothing is more important than delivering great customer experiences. Please email our customer experience manager Kathleen Lovece at *************************** with more details on what occurred...
read more
James was professional, knowledgeable and patient. He walked us through the whole process and answered all of our questions and concerns. I highly recommend him to anyone looking for a smooth loan process.
Reply from James Chen
September 23rd, 2026 06:52 PM
Fernando, I'm glad to hear you had a smooth experience with me at Cliffco Mortgage Bankers. Your recommendation and trust in my ability to guide you through the process mean a lot. Thank you for your kind words.
James and his team are amazing as always. I have utilized their services before and would always continue to do so. I feel safe and trust everything they do and say. They go above and beyond for me. They take time and explain and even do more...
read more
Reply from James Chen
September 2nd, 2026 06:33 PM
Kimberly, I truly appreciate your kind words and continued trust in my team and me. It's great to know that you feel supported and valued throughout the process. I'm grateful for the opportunity to assist you and look forward to serving you...
read more
James was extremely helpful and very communicative during the enitre process. He was extremely efficient in procurring financing and I beleive he had my best interest in mind. It was the trust factor that made all the difference
Reply from James Chen
August 26th, 2026 03:56 PM
Thank you, Kimberly, for your kind words. I'm glad to hear that you felt supported and trusted me throughout the process. Your satisfaction is very important to me, and I'm happy I could assist with your financing needs.
1–10 of 121
About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
View All
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.