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James Chen - VP of Sales | NMLS# 17991

James Chen

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VP of Sales | NMLS# 17991

4.87
(106)
Company Logo
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ...... Show More
Company Logo
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.87
(106)
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Reviews from Web
  • 5.0
    Encompass
    Q
    Qiu J
    New York, NY
    Posted on May 27th, 2026 01:21 PM
    James is very professional and experienced. It was great experience working with him!
    Reply from James Chen
    June 3rd, 2026 01:21 PM
    I'm glad to hear you had a great experience working with me, Qiu. Your feedback on my professionalism and experience is truly valued. If there's anything more I can do for you, please let me know.
  • 5.0
    Encompass
    H
    Henry C Y
    Roslyn Heights, NY
    Posted on May 14th, 2026 06:03 PM
    James was very helpful and transparent throughout the process. Information requests and processing was timely and everything got done on time.
    Reply from James Chen
    May 21st, 2026 06:04 PM
    I'm pleased to hear that you found my assistance helpful and transparent, Henry. It's great to know that everything went smoothly and on time. If there's anything else you need, please feel free to reach out.
  • 5.0
    Encompass
    M
    Mildred H W
    New York, NY
    Posted on May 13th, 2026 12:25 PM
    James is so reliable and easy to work with. most of all , he's trustworthy and follows through
    Reply from James Chen
    May 20th, 2026 08:35 PM
    I'm grateful for your kind words, Mildred. It's appreciated to hear that you found me reliable and trustworthy. If there's anything else you need, feel free to reach out.
  • 5.0
    Encompass
    E
    Eric K
    New York, NY
    Posted on May 5th, 2026 01:13 PM
    Simply the Best Mortgage Bankers on the Market.
    Reply from James Chen
    May 12th, 2026 01:14 PM
    I appreciate your kind words, Eric. It's great to know you consider us the best on the market. If there's anything else I can assist you with, please don't hesitate to reach out.
  • 5.0
    Encompass
    H
    Hsuanyu C
    East Meadow, NY
    Posted on May 1st, 2026 02:42 PM
    Thank you James and Chandroutie!
    Reply from James Chen
    May 8th, 2026 02:43 PM
    I'm thankful for your kind words, Hsuanyu. It was a pleasure working with you, and I'm glad Chandroutie and I could assist you. If there's anything else you need, feel free to reach out.
  • 5.0
    Encompass
    V
    Van T N
    Bronx, NY
    Posted on April 21st, 2026 12:10 PM
    Fast and efficient
    Reply from James Chen
    April 28th, 2026 04:00 PM
    I'm pleased to know that you found the process fast and efficient, Van. If there's anything more I can do for you, please let me know.
  • 5.0
    Encompass
    M
    Man W C
    East Meadow, NY
    Posted on April 18th, 2026 02:44 AM
    James was extremely responsive and always available to jump on a call to explain everything clearly. They made the entire process smooth and easy.
    Reply from James Chen
    April 27th, 2026 07:49 PM
    I'm grateful for your kind words, Man. It's good to hear that my availability and clear communication made the process smooth for you. If you have any more questions or need further assistance, please don't hesitate to contact me.
  • 5.0
    Encompass
    J
    Joemar E C
    Rego Park, NY
    Posted on April 2nd, 2026 12:19 PM
    Team James, David and Christine work extra miles to help me. Everything is possible when you have this awesome team. They are very profesional and meticulously detailed the neccessary things that has to be done. I am very greatful for you guys,...
    read more
    Reply from James Chen
    April 9th, 2026 08:55 PM
    Thank you, Joemar, for your considerate words. I'm pleased that our team's efforts resonated with you. Ensuring everything is handled meticulously and professionally is always our goal. If there's anything more I can assist with, please don't...
    read more
  • 5.0
    Encompass
    X
    Xuhui H
    Scarsdale, NY
    Posted on April 1st, 2026 12:10 PM
    James is very professional
    Reply from James Chen
    April 8th, 2026 01:49 PM
    Thank you for your feedback, Xuhui. It's reassuring to hear that you found my work professional. If there's anything else you'd like to discuss or need assistance with, please feel free to get in touch.
  • 5.0
    Encompass
    R
    Robert R
    Laurel, NY
    Posted on March 31st, 2026 01:21 PM
    Very patient and very helpful
    Reply from James Chen
    April 7th, 2026 01:21 PM
    I appreciate your feedback, Robert. I'm glad to know that you found my approach patient and helpful. If there's anything else you need in the future, feel free to reach out.
  • 10 of 106
    About
    At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    USDA Loans
    Non-QM
    Specialities
    Jumbo Loan
    NQM
    Coop and Condo Financing
    VA
    FHA
    USDA
    317
    /850
    Search Rank Score
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    Positions
    • Cliffco Mortgage Bankers - VP of Sales
      Jul 7th, 2023 - Current
    Memberships
    • AREAA | Asian Real Estate Association of America
    • CAREA | Chinese American Real Estate Association
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 17991
    Awards
    AREAA Top 10 Origi...
    Achievements
    • Top Producer
    • Rookie of the Year
    Hobbies
    • Cross Fit
    • Hiking
    • Bike Riding
    • View All
    Disclaimer
    Uniondale, NY Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.