James Chen
VP of Sales | NMLS# 17991
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Great communication, guidance and follow up
Mr. Chen should not have handled my case as a first-time homebuyer, since the banks he works with are not part of the state program's network. Due to his greed, I lost my first-time homebuyer status—and with it, a $46,000 state grant. He also...
read more
James was professional, knowledgeable and patient. He walked us through the whole process and answered all of our questions and concerns. I highly recommend him to anyone looking for a smooth loan process.
James and his team are amazing as always. I have utilized their services before and would always continue to do so. I feel safe and trust everything they do and say. They go above and beyond for me. They take time and explain and even do more...
read more
Reply from James Chen
September 2nd, 2026 06:33 PM
Kimberly, I truly appreciate your kind words and continued trust in my team and me. It's great to know that you feel supported and valued throughout the process. I'm grateful for the opportunity to assist you and look forward to serving you...
read more
James was extremely helpful and very communicative during the enitre process. He was extremely efficient in procurring financing and I beleive he had my best interest in mind. It was the trust factor that made all the difference
Reply from James Chen
August 26th, 2026 03:56 PM
Thank you, Kimberly, for your kind words. I'm glad to hear that you felt supported and trusted me throughout the process. Your satisfaction is very important to me, and I'm happy I could assist with your financing needs.
James is a top-notch professional. The communlocation with James and his team always let you know what is happening with your loan That is SO important and is just one of the qualities that separates James from rest of the pack. His product...
read more
Reply from James Chen
August 13th, 2026 06:51 PM
Thank you, William, for your kind review. I'm grateful for your recognition of my communication and product knowledge. It's nice to know that you felt well-informed throughout the loan process. If there's anything more I can assist you with,...
read more
I don't have time to write a detailed review
James is the most professional mortgage broker, excellent attention to details and always on top of things. In fact, I had lower mortgage quotes elsewhere but chose to go with James because I trusted his ability to close over others.
Reply from James Chen
July 20th, 2026 03:56 PM
Thank you, Arnold, for trusting me with your mortgage needs. I appreciate your recognition of my attention to detail and professionalism. If there's anything further I can assist you with, please feel free to reach out.
James and team were great to work with
Reply from James Chen
July 1st, 2026 05:44 PM
Thank you for your kind words, Chelsea. I'm pleased to hear that you enjoyed working with me and the team. If there's anything else I can assist you with, please don't hesitate to let me know.
had a GREAT experience
10 of 116
About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
View All
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.