James Chen
VP of Sales | NMLS# 17991
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James is the most professional mortgage broker, excellent attention to details and always on top of things. In fact, I had lower mortgage quotes elsewhere but chose to go with James because I trusted his ability to close over others.
Reply from James Chen
July 20th, 2026 03:56 PM
Thank you, Arnold, for trusting me with your mortgage needs. I appreciate your recognition of my attention to detail and professionalism. If there's anything further I can assist you with, please feel free to reach out.
James and team were great to work with
Reply from James Chen
July 1st, 2026 05:44 PM
Thank you for your kind words, Chelsea. I'm pleased to hear that you enjoyed working with me and the team. If there's anything else I can assist you with, please don't hesitate to let me know.
had a GREAT experience
James is very professional and experienced. It was great experience working with him!
Reply from James Chen
June 3rd, 2026 01:21 PM
I'm glad to hear you had a great experience working with me, Qiu. Your feedback on my professionalism and experience is truly valued. If there's anything more I can do for you, please let me know.
James was very helpful and transparent throughout the process. Information requests and processing was timely and everything got done on time.
Reply from James Chen
May 21st, 2026 06:04 PM
I'm pleased to hear that you found my assistance helpful and transparent, Henry. It's great to know that everything went smoothly and on time. If there's anything else you need, please feel free to reach out.
James is so reliable and easy to work with. most of all , he's trustworthy and follows through
Reply from James Chen
May 20th, 2026 08:35 PM
I'm grateful for your kind words, Mildred. It's appreciated to hear that you found me reliable and trustworthy. If there's anything else you need, feel free to reach out.
Simply the Best Mortgage Bankers on the Market.
Reply from James Chen
May 12th, 2026 01:14 PM
I appreciate your kind words, Eric. It's great to know you consider us the best on the market. If there's anything else I can assist you with, please don't hesitate to reach out.
Thank you James and Chandroutie!
Reply from James Chen
May 8th, 2026 02:43 PM
I'm thankful for your kind words, Hsuanyu. It was a pleasure working with you, and I'm glad Chandroutie and I could assist you. If there's anything else you need, feel free to reach out.
Fast and efficient
Reply from James Chen
April 28th, 2026 04:00 PM
I'm pleased to know that you found the process fast and efficient, Van. If there's anything more I can do for you, please let me know.
James was extremely responsive and always available to jump on a call to explain everything clearly. They made the entire process smooth and easy.
Reply from James Chen
April 27th, 2026 07:49 PM
I'm grateful for your kind words, Man. It's good to hear that my availability and clear communication made the process smooth for you. If you have any more questions or need further assistance, please don't hesitate to contact me.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
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Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.