

James Chen
VP of Sales | NMLS# 17991

At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
James was very responsive and incredibly helpful throughout the entire lending process.
Reply from James Chen
February 11th, 2025 12:01 AM
Wow, Peter, a 5-star review! That means a lot to me. I really appreciate you taking the time to share your experience. I always try my best to be available and make the process as smooth as possible, so it's really rewarding to hear that it...
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Super nice and professional team.meet all I need .
Reply from James Chen
February 4th, 2025 05:42 PM
Wow, Huaizhong, a five-star review! That's fantastic. I'm so glad to hear you thought my team and I were nice and professional, and even more thrilled that we were able to meet all your needs. That's what we strive for every day at Cliffco...
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James was great with communications . Always available when needed. Walked us through the loan process efficiently and was extremely professional.
Reply from James Chen
January 27th, 2025 09:01 PM
Thank you so much for your kind words, Xiao. I'm really glad to hear that you felt well-informed and supported throughout the loan process. It was a pleasure to assist you, and I'll always be here if you need anything in the future. Thanks...
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great communication and smooth transaction
Reply from James Chen
January 27th, 2025 03:18 PM
Thank you for the wonderful review, Chao! I'm thrilled to hear that you were satisfied with our communication and transaction process at Cliffco Mortgage Bankers. Your positive feedback motivates me to maintain high standards of service. If...
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We were given James contact information after we had already been engaged with another lender. We told James upfront that he was our back-up. James was so assertive, dilgent and proactive from the start he immediatly made the process easier...
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Reply from James Chen
January 24th, 2025 01:55 PM
Hi Edward, I'm absolutely thrilled to hear about your positive experience with me and the team at Cliffco Mortgage Bankers. Thank you for your generous rating and for taking the time to share such detailed feedback. It's wonderful that you...
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James and his team is amazing
Reply from James Chen
January 16th, 2025 02:45 PM
I'm thrilled to hear that you had such a positive experience with our team, Nguyet. We strive to provide the best service possible to our clients at Cliffco Mortgage Bankers. To hear that we've achieved that goal means a lot to us. Thank you...
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Team chen is amazing. Especially James was available all the time. As first time buyers , they provided a very smooth proces.
Reply from James Chen
January 11th, 2025 01:36 AM
Thank you, Emre, for the kind words and the high rating! I'm pleased to hear that you found the process smooth as first-time home buyers. At Cliffco Mortgage Bankers, we always strive to be there for our clients and I'm glad you felt that support....
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James and his associates were very responsive and kind. They were also diligent about ensuring we meet due dates and understand what is going on during the whole process. We were new to this and they made this very easy for us. Thank you guys...
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Reply from James Chen
January 2nd, 2025 02:56 AM
I'm absolutely thrilled to hear about your positive experience, Brenda! Ensuring you understand the process, meet due dates and feel comfortable is our top priority at Cliffco Mortgage Bankers. It was a pleasure working with you and assisting...
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I have great experience with James and his team,I would recommended him to all my friends,also someone outhere looking for mortgages just call CLIFFCO.THAN You James
Reply from James Chen
December 3rd, 2024 09:03 PM
I'm thrilled to hear that you had a great experience with me and my team at Cliffco Mortgage Bankers, Dhani. Your recommendation means a lot to us. We'll always be here for you and your friends for all your mortgage needs. Thank you for taking...
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The staff is professional, attentive and willing to help without being pretentious.
Reply from James Chen
November 19th, 2024 07:01 PM
Thrilled to hear you had such a positive experience, Nancy. Your kind words about the professionalism and attentiveness of our staff are greatly appreciated. It's always our goal at Cliffco Mortgage Bankers to provide excellent service without...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
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Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.