James Chen
VP of Sales | NMLS# 17991
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
good people new the in &out of business very promt
Reply from James Chen
August 19th, 2025 06:02 PM
Thanks for your feedback, John. I’m glad you found my knowledge of the business helpful and appreciated the prompt service. If there’s anything more you need or if you have any questions in the future, feel free to get in touch.
Very good communication experiences with all PoCs (James, Christine, Chandroutie, etc...), which I think it's the most important thing in mortgage application. Nice rate.
Reply from James Chen
August 7th, 2025 07:13 PM
Thank you for highlighting the positive communication experience you had with me, Christine, Chandroutie, and the rest of the team, Ming. Clear communication is indeed crucial in the mortgage application process, and I'm pleased to know that...
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James and his team is the best! Thank you!
Reply from James Chen
August 5th, 2025 01:51 PM
I appreciate your enthusiastic feedback, Hui. It’s great to hear that you feel positively about working with me and my team. Thank you for taking the time to share your thoughts. If there's anything more I can assist you with, please don't...
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James was delightful to work with. He took time out of his schedule to work with us even after hours and helped guide us through the loan process. He had good insight for our situation and did the best to get us through everyhting. We are very...
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Reply from James Chen
August 5th, 2025 12:27 PM
I'm truly grateful for your kind review, Roger. I'm glad to hear that my efforts to guide and support you through the loan process made a difference. I always aim to be available and provide the insights needed to navigate these important steps,...
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James and team were wonderful to work with and were on top of everything. They were extremely attentive and provided me with lots of different options and best of all, they were patient and professional with me throughout this entire process....
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Reply from James Chen
August 1st, 2025 05:20 PM
I'm really pleased to know that you found working with me and my team a positive experience. Providing attentive service and offering a range of options is always a priority, so it's great to hear that this approach met your expectations. Your...
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James is very approachable and answers questions in a timely manner and very knowledgeable in what he does..
Easy to contact when needed. Very clear when explaining the process
Reply from James Chen
July 28th, 2025 06:11 PM
I'm pleased to hear that you found me easy to reach and clear in explaining the mortgage process. Ensuring that everything is understandable and accessible for you is always a priority for me. If you have any more questions or need further...
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I had the absolute pleasure of working with James as my mortgage lender, and I couldn’t be more grateful for his expertise and support throughout my property lending journey. From start to finish, James was knowledgeable, responsive, and incredibly...
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Reply from James Chen
July 23rd, 2025 02:55 PM
Thank you, Junyi, for sharing your experience. I’m really glad to know that my approach helped make the lending process smooth and manageable for you. It's always my goal to provide clarity and support, so knowing that you found my time and...
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loan process was efficient and oyr reps were patient and easy to talk to.
You did great! The subsidised loan process itself was tedious, but you made it as painless as possible.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
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Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.