James Chen
VP of Sales | NMLS# 17991
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
James Chen responded promptly and was patient with all our question. He made this transaction go smoothl.
Reply from James Chen
November 3rd, 2025 02:36 PM
I appreciate your kind words, Cynthia. It's great to know that my prompt responses and patience were helpful during the transaction process. I'm glad everything went smoothly, and if you have any more questions or need assistance in the future,...
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James Chen is the absolute best in the business!
Reply from James Chen
October 31st, 2025 05:51 PM
Thank you for the compliment, Diego. It means a lot to hear your positive feedback. If there is anything more I can assist you with, please don't hesitate to reach out.
If the process would take less than 7 months
Good communication and closed on time
Reply from James Chen
October 13th, 2025 03:58 PM
I'm glad to hear that the communication met your expectations and that we were able to close on time, Derek. It's important to me to ensure these aspects of the process are handled efficiently. If there's anything more I can assist you with,...
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James went above and beyond to get the best term through a difficult circumstances. Thank you for all your hard work.
Reply from James Chen
October 6th, 2025 02:18 PM
I'm grateful for your feedback, Maho. Navigating challenging circumstances to secure the best terms for you is something I take seriously. Your appreciation for my efforts means a lot. Should you need any further assistance, don't hesitate...
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He cares about the client and works very hard to abusin achieve the desired outcome. He's also very hard working and offers transparency in process
Reply from James Chen
October 2nd, 2025 12:33 PM
I appreciate your kind words, Rodrigo. Ensuring transparency and working diligently to achieve the desired outcome for my clients are key priorities for me. I'm glad that my dedication was reflected in your experience. If you need any further...
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It was a pleasure working with James and his team! James is highly knowledgeable about the industry and worked hard to check the rates constantly to keep me informed. He is very well connected and was able to find me good rates from smaller...
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Reply from James Chen
September 26th, 2025 03:51 PM
I'm pleased to hear that your experience with me and my team was seamless, Ruoqi. Keeping you informed and finding the best mortgage solutions, especially with smaller lenders, is always a priority. Your recommendation means a lot to me, and...
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James is the best and he was going above and beyond to help me and make my home purchase very smoothly .
Reply from James Chen
September 20th, 2025 01:26 PM
It's great to hear that you felt supported throughout your home purchase, Shasha. Going above and beyond to ensure a smooth experience is always my aim. If there's anything else I can assist you with in the future, please don't hesitate to...
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My husband and I had a great experience working with James. He was knowledgeable, helpful and made the mortgage process smoothly and stress-free for us.
Thank you again, James!
Reply from James Chen
September 12th, 2025 07:30 PM
I'm glad to hear that you and your husband had a smooth experience working with me. Making the mortgage process stress-free is always my goal, and I'm pleased to know you found my guidance helpful. If there's anything further I can assist with,...
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The most important part and the greatest part of the whole Loan process was the fact that my wife and I never felt uncomfortable or uneasy about anything. When we initially asked for a consultation to the closing day...we felt like we were...
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Reply from James Chen
September 3rd, 2025 12:38 PM
I’m truly touched by your kind words, Robert. It's important to me that you felt comfortable and protected from start to finish during the loan process. Knowing that I've earned your trust over the past 15 years means a lot. Thank you for allowing...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Jumbo Loan
NQM
Coop and Condo Financing
VA
FHA
USDA
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Positions
- Cliffco Mortgage Bankers - VP of SalesJul 7th, 2023 - Current
Memberships
- AREAA | Asian Real Estate Association of America
- CAREA | Chinese American Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 17991
Awards
AREAA Top 10 Origi...
Achievements
- Top Producer
- Rookie of the Year
Hobbies
- Cross Fit
- Hiking
- Bike Riding
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.