James Bell
Branch Manager | NMLS# 455846
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through yo... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 7 PM
Fri
8:30 AM to 7 PM
Sat
10 AM to 5 PM
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Reviews from Web
Jim is the only broker I would want to use. He did a fabulous job walking me through changes in lending made while we were "mid mortgage" on my condo in 2008 and subsequently initiated two re-fi's, which effectively combined to drop my monthly...
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I have worked with James Bell on many transactions and I can not say enough about his responsiveness, professionalism and thoroughness. I would recommend James to a friend or family member to take care of their mortgage needs.
James was very helpful in the closing process. He answered all my questions quickly and maintained communication through the whole process. The closing process was completed in a few weeks. This is not the first time James with 1st Mariner...
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I have used Jim as my lender for over 10 years. I've purchased and refinanced all of my homes through him. He's honest, efficient and I've always closed my loans on time and without any incident. His staff is also very proficient. Jim is a...
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I have refinanced my home twice with James Bell. Each time he was very helpful and knowledgeable about the refinance process. Both times went extremely smooth and closing was so easy due to someone coming to our home to sign the closing papers....
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Working with James Bell was a great experience, his knowledge, impeccable communication and follow through skills were an amazing. Everything from start to finish ran so smoothly ! I would highly recommend James Bell for all your banking needs...
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James has been our mortgage broker for two purchases and one refinance. Over the years, we have really grown to know him and trust him with complete confidence. There are never any surprises at closing, and he always gives us great advice to...
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Jim has helped me with the purchase of two different homes. He made the process simple and clear. He found me the best rate and closed quickly. I wouldn't use anyone else! He is the best!!!!
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About
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through your options, and build a loan solution that truly fits your goals. Whether you’re buying a home or refinancing, we’ll guide you with clear advice, creative strategies, and a plan that supports your long‑term financial success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
Nationally Ranked VA loan specialist
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 455846
Gallery
Achievements
- ranked 11th in the nation for total VA mortgage loan volume by the Scotsman Guide in 2021.
Hobbies
- Golfing
- Boating
- NFL
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Disclaimer
Capital Bank, N.A. 2275 Research Blvd. Ste #600, Rockville, MD 20850. NMLS # 401599. 301-468-8848.