

James Bell
Branch Manager | NMLS# 455846

Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through yo... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 7 PM
Fri
8:30 AM to 7 PM
Sat
10 AM to 5 PM
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Reviews from Web
Being a first time home buyer is stressful to say the least. James was there every step of the way no matter the time. He answered every question right away and was very helpful through the whole loan process. Thanks James!!
Reply from Owner
February 23rd, 2016 12:00 AM
Thank you so much Charlene! The entire team is so excited for you.
I am currently going through James Bell to purchase my first home, and I would highly recommend him to anyone! I was very intimidated and by the home buying process at first, but James has been very helpful in walking me through the steps and...
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Reply from Owner
February 9th, 2016 12:00 AM
Laura...we appreciate the kind words. You have been excellent and helped me learn a thing or two about grants that are available. I am excited for you to move into your beautiful new home.
The team of James Bell and Mark Griffin at 1st Mariner Mortgage is outstanding in the mortgage and lender business. Mark Griffin, from start to finish, handled our mortgage loan needs in a very professional and efficient manner. He provided...
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I came to James on a complex scenario loan working with limited time and he worked miracles to provide me with a low rate within our overly aggressive timeline. He also provided me with a product that cost thousands of dollars less in closing...
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James was very knowledge about the type of loan we needed to buy our home. He answered all our questions and explained everything so we could understand. He really made the whole home buying experience be pleasurable!
Mr. Bell has provided 8 mortgage loans to me over the last 20 years.Mr Bell has always provided current industry information that has allowed me to get best mortgage value.I have reccommended Mr Bell to family and friends
Had an easy transaction with James Bell. Paperwork was in order and time to closing was under 3 weeks. Very professional and all support personnel did a super job as well. Exceptional response.Very happy.
JBJ is awesome! Most experienced and family trusted lending advisor for all of our lending needs...best of all, he's honest and dependable. You can trust Jimmy as your mortgage consultant.
James has been a terrific lender to work with. I've used exclusively for all my home purchases and re-finances in both Maryland and Delaware. This includes about 2 home purchases and about 4 re-finiances over the years (just completed my last...
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I want to commend Jim on a smooth and simple undertaking of the refinancing of our home. He was attentive, efficient and professional throughout the entire process. Jim was wonderful to work with, and I would highly recommend his services to...
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About
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through your options, and build a loan solution that truly fits your goals. Whether you’re buying a home or refinancing, we’ll guide you with clear advice, creative strategies, and a plan that supports your long‑term financial success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
Nationally Ranked VA loan specialist
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 455846
Gallery

Achievements
- ranked 11th in the nation for total VA mortgage loan volume by the Scotsman Guide in 2021.
Hobbies
- Golfing
- Boating
- NFL
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Disclaimer
Capital Bank, N.A. 2275 Research Blvd. Ste #600, Rockville, MD 20850. NMLS # 401599. 301-468-8848.