James Bell

Branch Manager | NMLS# 455846

Capital Bank Home Loans

4.9

(45)

Mortgage

Mortgage Loan Officer

Contact Info

(703) 216-4502

Rockville, MD

https://capitalbankmd.com/homeloans/team/james-bell

Location & Business Hours

Business Hours

Tues

8:30 AM to 7 PM

Wed

8:30 AM to 7 PM

Thu

8:30 AM to 7 PM

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4.9

(45)

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I greatly appreciate the assistance throughout the process. Great job helping me problem solve and getting through the challenging closing that I we experienced. I'd recommend having a referrel benefit program. I did have recommend a coworker...

We got 2 refi's done at once. it was pretty painless . Thank you

Reply from James Bell

June 1st, 2026 11:50 AM

I'm glad to hear that you had a smooth experience with the refinancing process, Andrew. Thank you for trusting Mark and I with both of your refinances at Capital Bank Home Loans. If there's anything else you need, feel free to reach out. We...

With all the hurdles that can arise throughout the refinance process, Jim was always there to quickly resolve any issues and answer all of my questions. I truly appreciate the above-and-beyond effort that Jim and his team demonstrated to successfully...

Reply from James Bell

May 12th, 2026 11:36 AM

I'm grateful, Kenneth, for your kind words about my efforts during your refinance process. It's great to know that I could help resolve any issues and answer your questions along the way. Your appreciation for my team's dedication means a lot,...

James did a great job throughout the process. Will definitely look to work together again in the future!

Reply from James Bell

May 12th, 2026 11:36 AM

I'm glad to hear that you had a great experience, David. I look forward to the opportunity to work together again in the future!

James and Mark are the best!

Reply from James Bell

January 30th, 2026 03:30 PM

Both Mark and I appreciate your kind words, Peter. It's great to hear that you had such a positive experience. If there's anything more you need, feel free to reach out. Thank you for taking the time to share your thoughts and for choosing...

Ease of uploading documents, personalized service. Mark and James were amazing to work with and went above and beyond to get our mortgage closed on time.

Reply from James Bell

November 26th, 2025 04:07 PM

I'm glad to know that you appreciated the personalized service and the ease of uploading documents, Joel. It was a pleasure working with you and ensuring your mortgage closed on time. Mark and I are committed to providing a seamless experience,...

The Capital Bank Home Loans team provided such a quick, seamless, and personalized loan application and closing process, and were always available to answer any questions I had.

Reply from James Bell

October 10th, 2025 12:46 PM

I'm glad to hear that your experience with Capital Bank Home Loans was quick and seamless, Jwoyal. Knowing that the team was always available to assist with any questions reassures me that we’re meeting our commitment to personalized service....

Capital Bank accommodated our needs with the home run program and still came through for us with the loan terms when Citi failed to deliver on the underwriting .

Reply from James Bell

October 8th, 2025 07:53 PM

It's encouraging to hear that Capital Bank Home Loans was able to meet your needs where others couldn't, Caleb. I’m glad the home run program and loan terms worked out well for you. It's important to me that each of my clients receives the...

James, Mark, and team have been diligint for the past two years in tracking the rates and ready to pull the trigger with me whenever the met my needs. Once I decided it was that time, they were extremely professional and efficient in assisting...

Reply from James Bell

October 2nd, 2025 09:23 PM

Eugene, I appreciate your feedback on your experience with Capital Bank Home Loans. It was satisfying to work with you over the past two years and to be able to assist when you decided the time was right. Your recognition of our professionalism...

Mostly the efficiency of the process. We have utilized Capital Bank in previous home mortgage endeavors, great then and great this time!

Reply from James Bell

November 12th, 2024 12:48 PM

I'm thrilled to hear about your positive experiences with Capital Bank Home Loans, Garland. Your kind words about our efficiency mean a lot. It's always fantastic to know that we've done well in the past and continue to meet your expectations....

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About

Let’s make your homeownership goals a reality—together. At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through your options, and build a loan solution that truly fits your goals. Whether you’re buying a home or refinancing, we’ll guide you with clear advice, creative strategies, and a plan that supports your long‑term financial success.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Conventional Home Loan

Mortgage Refinance

Fixed Rate Mortgages

Qualified Mortgage Pre-Approvals

Cash-Out Refinances

Specialities

Nationally Ranked VA loan specialist

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