James Bell
Branch Manager | NMLS# 455846
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through yo...... Show More
Location & Business Hours
Friday
8:30 AM to 7:00 PM
Saturday
10:00 AM to 5:00 PM
Sunday
10:00 AM to 5:00 PM
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Reviews from Web
With all the hurdles that can arise throughout the refinance process, Jim was always there to quickly resolve any issues and answer all of my questions. I truly appreciate the above-and-beyond effort that Jim and his team demonstrated to successfully...
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Reply from James Bell
May 12th, 2026 11:36 AM
I'm grateful, Kenneth, for your kind words about my efforts during your refinance process. It's great to know that I could help resolve any issues and answer your questions along the way. Your appreciation for my team's dedication means a lot,...
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James did a great job throughout the process. Will definitely look to work together again in the future!
Reply from James Bell
May 12th, 2026 11:36 AM
I'm glad to hear that you had a great experience, David. I look forward to the opportunity to work together again in the future!
James and Mark are the best!
Reply from James Bell
January 30th, 2026 03:30 PM
Both Mark and I appreciate your kind words, Peter. It's great to hear that you had such a positive experience. If there's anything more you need, feel free to reach out. Thank you for taking the time to share your thoughts and for choosing...
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Ease of uploading documents, personalized service. Mark and James were amazing to work with and went above and beyond to get our mortgage closed on time.
Reply from James Bell
November 26th, 2025 04:07 PM
I'm glad to know that you appreciated the personalized service and the ease of uploading documents, Joel. It was a pleasure working with you and ensuring your mortgage closed on time. Mark and I are committed to providing a seamless experience,...
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The Capital Bank Home Loans team provided such a quick, seamless, and personalized loan application and closing process, and were always available to answer any questions I had.
Reply from James Bell
October 10th, 2025 12:46 PM
I'm glad to hear that your experience with Capital Bank Home Loans was quick and seamless, Jwoyal. Knowing that the team was always available to assist with any questions reassures me that we’re meeting our commitment to personalized service....
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Capital Bank accommodated our needs with the home run program and still came through for us with the loan terms when Citi failed to deliver on the underwriting .
Reply from James Bell
October 8th, 2025 07:53 PM
It's encouraging to hear that Capital Bank Home Loans was able to meet your needs where others couldn't, Caleb. I’m glad the home run program and loan terms worked out well for you. It's important to me that each of my clients receives the...
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James, Mark, and team have been diligint for the past two years in tracking the rates and ready to pull the trigger with me whenever the met my needs. Once I decided it was that time, they were extremely professional and efficient in assisting...
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Reply from James Bell
October 2nd, 2025 09:23 PM
Eugene, I appreciate your feedback on your experience with Capital Bank Home Loans. It was satisfying to work with you over the past two years and to be able to assist when you decided the time was right. Your recognition of our professionalism...
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Mostly the efficiency of the process. We have utilized Capital Bank in previous home mortgage endeavors, great then and great this time!
Reply from James Bell
November 12th, 2024 12:48 PM
I'm thrilled to hear about your positive experiences with Capital Bank Home Loans, Garland. Your kind words about our efficiency mean a lot. It's always fantastic to know that we've done well in the past and continue to meet your expectations....
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Informed through the whole process. Just outstanding service and professionalism.
Reply from James Bell
October 17th, 2024 01:24 PM
I'm really pleased to know that you found the service to be outstanding, Jose. Your kind words have made my day! I strive to keep clients informed and supported throughout the entire process, and it's wonderful to hear that it made a difference...
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James was very helpful and very friendly!
Reply from James Bell
October 17th, 2024 01:25 PM
I'm delighted to hear that you found my assistance helpful, Michael! Your feedback is highly appreciated. It was a pleasure supporting you with your No-Cash-Out Refinance at Capital Bank Home Loans. Striving to be friendly and helpful is part...
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About
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through your options, and build a loan solution that truly fits your goals. Whether you’re buying a home or refinancing, we’ll guide you with clear advice, creative strategies, and a plan that supports your long‑term financial success.
Specialities
Nationally Ranked VA loan specialist
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351
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Addresses and Serving Areas
Serving
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 455846
Gallery
Achievements
- ranked 11th in the nation for total VA mortgage loan volume by the Scotsman Guide in 2021.
Hobbies
- Golfing, Boating, NFL and College football tailgating
Disclaimer
Capital Bank, N.A. 2275 Research Blvd. Ste #600, Rockville, MD 20850. NMLS # 401599. 301-468-8848.