James Bell
Branch Manager | NMLS# 455846
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through yo... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 7 PM
Fri
8:30 AM to 7 PM
Sat
10 AM to 5 PM
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Reviews from Web
Not only did he find a great refinance option with lower closing costs than I expected, the entire team was very professional and courteous. They communicated regularly and proactively and responded quickly if I had a question. I encountered...
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Reply from Owner
February 15th, 2017 12:00 AM
Thank you very much. Mark and I and the rest of the team really appreciate your comments.
James Bell and the team I had working on my loan were AWESOME!!! Kind, detailed, fast, approachable, and immensely professional. The process can be so stressful. With this team, no stress. It is very clear that they are knowledgeable solution...
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I needed to close in 27 days, and had renters moving in to my old house. Needless to say, timing was crucial. James was always available, quick to the punch, and we spoke literally every day! He made the deadline and it was seamless!
Reply from Owner
May 23rd, 2016 12:00 AM
Always a pleasure to work with you guys. Thanks from the team...Mark, Dan and Jose!
Jim has alerted us and then worked with his bank and other lenders to obtain for us the lowest and best rate available. The writer is a Veteran of Vietnam, has a 100% Service Disability for which I am permanently and totally disabled by the...
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Reply from Owner
May 20th, 2016 12:00 AM
David, Thank you so much for the wonderful review. You and Carol have always been a pleasure to work with and my service on the lending side will always be a lender for life. Thank you so much for the kind words and thank you for your service...
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We have used James for two previous re-fi's on homes. We are in the process of using James again for a re-fi on another house. He is easy to reach via email as well as on the phone. Very professional.
From beginning to end of our lending process, James was involved in 100%. If there is a hold up, he contacts necessary parties and resolves the issue and keeps the ball rolling.
I worked with James Bell and Mark Griffin to close a loan on a new house I purchased. The service was great, the tools made gathering and uploading the supporting documents very easy. They were always there to answer questions and made a challenging...
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Reply from Owner
March 30th, 2016 12:00 AM
Thank you Paul and Amy! The team enjoyed working with you and hope you will be very happy in your new home. Thank you for working with us.
I highly recommend Jim. He has already helped our family with a refinance and that went very smoothly. Now we are looking to buy a new home and of course, I went right to Jim. He has been, as always, very helpful and responsive with my questions....
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Reply from Owner
March 23rd, 2016 12:00 AM
Very appreciative of your review. Our team enjoys working with you and we hope you find the dream home you are looking for and we look forward to helping you with your financing.
Mr. Bell assisted my wife and in getting a loan for our house in the past. He was very professional, friendly and most of all an expert in our needs.We are presently looking to sell our house we live in and will purchase our new home through...
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Reply from Owner
March 11th, 2016 12:00 AM
Thank you Jack. You are very kind to say such nice things. We appreciate your business.
We reached out to James to help us with our re-finance. It was trickier than most as it was an investment property solely in my wife's name. We wanted to take advantage of lower rates and get my name on the deed as well.James worked with his...
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Reply from Owner
March 2nd, 2016 12:00 AM
Thank you so much for the nice words. We appreciate you picking us to work with and are here when you decide to buy the next house or possibly a beach house??? :)thanks again Even and Alison.
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About
Let’s make your homeownership goals a reality—together.
At Capital Bank Home Loans, we’re here to make your financing experience smoother and more confident from start to finish. We take the time to understand what you need, talk through your options, and build a loan solution that truly fits your goals. Whether you’re buying a home or refinancing, we’ll guide you with clear advice, creative strategies, and a plan that supports your long‑term financial success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
Nationally Ranked VA loan specialist
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 455846
Gallery
Achievements
- ranked 11th in the nation for total VA mortgage loan volume by the Scotsman Guide in 2021.
Hobbies
- Golfing
- Boating
- NFL
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Disclaimer
Capital Bank, N.A. 2275 Research Blvd. Ste #600, Rockville, MD 20850. NMLS # 401599. 301-468-8848.