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Jake Smith - Envoy Mortgage - Branch Manager | NMLS # 135512 in Forest Hill, MD

Jake Smith - Envoy Mortgage

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Branch Manager | NMLS # 135512

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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  • Zillow
    S
    Stacey W
    Baltimore, MD
    Posted on July 20th, 2020 12:00 AM
    Jake and his team took the stress out of my home buying process. Since this was my first time buying a home, I was anxious about what would happen. My original lender was an absolute nightmare. After my realtor referred me to Jake, it was clear...
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  • Zillow
    J
    Jwhowell6
    Baltimore, MD
    Posted on July 18th, 2020 12:00 AM
    Jake was amazing! He definitely had our best interests in mind as he worked with us. He always very prompt to respond to any question I had, whether through email or by phone. He took the time to explain the process in a way a new home buyer...
    read more
  • Zillow
    K
    Katie D
    Baltimore, MD
    Posted on July 8th, 2020 12:00 AM
    As a first time home buyer, Jake could not have been more helpful in helping me get started and with helping me understand the process. I would definitely recommend him!!
  • Zillow
    M
    Miguel Z
    Bel Air, MD
    Posted on July 3rd, 2020 12:00 AM
    We have used Jake Smith a few times over the years and Southern Trust has been nothing but a pleasure to work with. Whether buying a new home or refinancing your mortgage, this lender is great to work with.
  • Zillow
    M
    Michelle L
    Baltimore, MD
    Posted on July 2nd, 2020 12:00 AM
    Jake responded quickly to all my emails and was very clear in explaining the refinancing process. His team walked me through gathering documents and information and were patient with all my questions. They were wonderful to work with and I...
    read more
  • Zillow
    N
    Nicole M
    Whitehall, MD
    Posted on July 1st, 2020 12:00 AM
    This is our second home purchase and our second time working with Jake. This time he helped us with our construction loan and refinance. He’s very straightforward, fully explains the process, is always timely answering questions, and puts his...
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  • Zillow
    S
    Shjjohnson
    Owings Mills, MD
    Posted on June 29th, 2020 12:00 AM
    Good day... Jake Smith was recommended to me from a close friend and I am so glad that he did. My process began a little while ago and I could also call Jake and we would pick up right where we left off as if we had spoken everyday. I have...
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  • Zillow
    A
    Arobil130
    Towson, MD
    Posted on June 28th, 2020 12:00 AM
    Jake and his team have been very helpful from the moment we contacted them. Their response time and willingness to help us best understand the loan process made purchasing our first home stress-free. We highly recommend this lender.
  • Zillow
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    Nicole K
    Elkton, MD
    Posted on June 26th, 2020 12:00 AM
    Jake was all over everything and never left me in the dark. Furthermore, Jake and his team worked hard for me. They made me feel like I was their only client!
  • Zillow
    E
    Erika S
    Hydes, MD
    Posted on June 19th, 2020 12:00 AM
    Jake was so incredibly helpful and friendly. He made this process so seamless. Home-buying can be extremely stressful, but choosing to work with Jake made this process easy. He always made himself available by phone or email, and responded...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit our website. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 135512
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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