

Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cheryl is the best! She patiently guided us through the whole process and answered ALL our questions � thanks to her help, we now own our first home �
Cheryl was extremely efficient and always professional. She was always available and kept the lines of communication open. I am confident that Cheryl will make the mortgage process pleasant and painless.
Cheryl was great! She was on top of everything with out having to ask! I would highly reccomend her to any other colegue.
Monica Jones Antelo
Realtor
The ease and exceptionally the friendly staff made the process fun and easy. Thank you again
Cheryl obviously cares about her clients. She is very efficient and makes the loan process as easy as possible. I would recommend Cheryl to anyone and everyone!
I am grateful to have teamed up with Cheryl as she is definitely on top of the game! Cheryl works in a timely fashion and is very responsive. She answered all of my clients' questions which gave them the confidence they needed when buying a...
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Cheryl was wonderful in every way- communication, providing updates, answering questions, always reachable, etc. I will definitely be referring buyers to her from now on.
Cheryl was always there to answer questions and for support. At times even responded after business hours. A true professional.
She is the best! No sugar coating and gets the job done fast! Closed on our house in less than 30 days and closing took 45 Min
Cheryl walked us through every step of the way in buying our first home. She made the process very easy. Thank you so much Cheryl
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.