

Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cheryl was there every step of the way and she helped make this such an easy process.
Cheryl was very attentive to detail and is a great communicator. She always kept us informed in what was going on wether it was good, bad or ugly. She is a straight shooter.
Cheryl is absolutely amazing in every way. She has helped in more ways than one and been super supportive this whole process. She answered every time I called and helped made this the most smoothest process ever. We are cleared to close in...
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Cheryl Euart was very respectful and professional she helped me out to achieve everything I needed to made the closing easy and faster. I really appreciated her help.
I represented the Seller and Cheryl was the lender for the Buyer... when I called her, she immediately answered and she was patient answering ALL my questions pertaining to getting the Loan approval on Buyer, etc. One of the reasons my Seller...
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Cheryl was really helpful d patient since I was a first time buyer I had a million questions, that she gladly answered. She was professional and knowledgeable, and would recommend her.
Cheryl is always available, very diligent. I appreciate a lot her work.
Cheryl was outstanding to work with. She was very thorough and diligent throughout the entire transaction which made for a very efficient process. It was a pleasure working with her. I would highly recommend her.
Cheryl was always there for me, she is extremely professional and addresses all my concerns in a fast and knowledgeable manner.
Cheryl is the best! She patiently guided us through the whole process and answered ALL our questions � thanks to her help, we now own our first home �
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.