Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Heidi Gage at NFM Lending has received a review with 5 star rating from Timothy
Reply from Owner
May 31st, 2026 09:53 PM
Thanks Tim! Enjoy your new home!!
Was a great experience
Reply from Heidi Gage
June 14th, 2026 01:32 PM
Timothy, I'm glad to hear you had a great experience. Thank you for sharing your feedback with me!
Best mortgage company in the industry. They pay attention to detail and are fast. I like that they have an intuitive digital platform and make the process seamless. Best mortgage lensing experience ever!!!
Reply from Owner
June 23rd, 2026 01:33 PM
Romar, I appreciate your wonderful feedback about your experience with NFM Lending. I'm glad to hear that you found our digital platform intuitive and the process seamless. Thank you for recognizing our attention to detail and efficiency.
My loan team was very knowledgeable about the process and made it seamless. I appreciate the digital tools the company has and the decision to get to closing quickly. Even when a problem or issue arises, the team uses their expertise to problem-solve...
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Reply from Heidi Gage
June 14th, 2026 01:33 PM
Romar, I'm grateful for your kind words and for sharing your positive experience. It's wonderful to know that my team’s expertise and our digital tools helped make the process seamless for you. I’m pleased that we could provide you with the...
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no comment here
Reply from Heidi Gage
June 14th, 2026 01:33 PM
Thank you for your positive rating, Donald. If you have any feedback or questions in the future, please feel free to reach out.
As a real estate agent, I regularly work with the team at Main Street Home Loans, so when it was my turn, I knew exactly who to call. Heidi’s professionalism, knowledge, and work ethic truly stand out. Renovation loans can be complex, but she...
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Reply from Owner
June 14th, 2026 01:33 PM
Kayla, thank you for sharing your experience and trust in me for your renovation loan. I'm glad to hear that my approach made the process smooth and manageable for you. It's important to me that my clients feel supported and informed throughout...
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As a real estate agent, I regularly work with the team at Main Street Home Loans, so when it was my turn, I knew exactly who to call.Heidi’s professionalism, knowledge, and work ethic truly stand out. Renovation loans can be complex, but she...
read more
Reply from Heidi Gage
April 14th, 2026 08:56 AM
Kayla, I appreciate your thoughtful words and the trust you place in me for your own transactions. I'm glad to hear that my approach to renovation loans made the process smooth and manageable for you. Your confidence in referring me to your...
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was an absolute pleasure to work with Heidi. From the very first call, I had all the way up until closing, she was incredibly communicative and on top of every deadline. This was my first time buying a home and with the added layer of a renovation...
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Reply from Heidi Gage
March 21st, 2026 01:29 PM
Lauren, I appreciate your kind words and I'm glad to hear that your experience with the home buying process was positive. It's always my goal to maintain clear communication and meet deadlines effectively, especially with the complexities of...
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Heidi knows how to get the correct loan for the correct person and is incredibly responsive in helping to get things done efficiently
Reply from Heidi Gage
February 26th, 2026 03:32 PM
Mark, I'm glad to hear that you appreciated the responsiveness and efficiency in securing the right loan for your needs. My goal is always to match clients with the best possible solutions, so it's encouraging to know you felt well-supported...
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Heidi was amazing through the whole process. She guided me and explained everything well. Heidi answered all of my questions and was very patient with me. I felt very supported during the whole process.
Reply from Owner
February 26th, 2026 03:33 PM
I appreciate your thoughtful review, Ravon. I'm glad to know you felt supported throughout the process and that my guidance was helpful to you. Answering your questions and ensuring everything was clear for you is always a priority for me....
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
