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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Heidi and her team were amazing and professional from start to finish. I will highly recommend them💯. They make dreams come true🙏🏾!
Reply from Owner
July 29th, 2026 07:53 PM
Regina, I'm grateful for your wonderful feedback. It's nice to know that you found my team and me professional throughout the process. Thank you for recommending us and trusting us to help make your dreams come true!
Heidi and her team were very professional and efficient from start to finish.
Reply from Heidi Gage at NFM Lending
July 29th, 2026 07:53 PM
Regina, I'm glad to hear that you found my team and me professional and efficient throughout the process. Your feedback is appreciated, and it was a pleasure working with you at NFM Lending. Thank you for sharing your experience!
Better communication. The buyer had no idea that more money was required at the table because no one told her she might need more money. She was given the final figures more than once, and then shocked to find out at the closing table which...
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Everything was direct and quick, to the point!
Reply from Heidi Gage
July 1st, 2026 05:36 PM
Danielle, I'm glad to hear that you found the process direct and quick. I aim to make each experience as straightforward as possible. Thank you for sharing your feedback!
The buyer and I were updated every step along the way. We had several conversations regarding the professionalism, promptness, and courtesy of the team throughout the process. I would and will highly recommend everyone at NFM to any real estate...
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Reply from Heidi Gage
July 1st, 2026 05:36 PM
Bruce, I'm happy to hear that you and the buyer felt well-informed throughout the process. It’s great to know that our professionalism, promptness, and courtesy made a positive impression. Thank you for your recommendation and support; it truly...
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Heidi Gage at NFM Lending has received a review with 5 star rating from Kim C
Reply from Owner
July 1st, 2026 05:37 PM
Kim, thank you for the perfect rating! I'm grateful for your support and trust in my services at NFM Lending.
Very experienced... communicative and great staff.
Reply from Heidi Gage
June 23rd, 2026 01:31 PM
Kim, I appreciate your feedback on my experience and communication. It's important to me that my clients feel supported by both me and my staff. Thank you for recognizing our efforts!
The was very nice and easy to work with
Reply from Heidi Gage
June 23rd, 2026 01:33 PM
Rebecca, I'm glad to hear you found the process nice and easy to work with me. Thank you for sharing your experience!
The loan process was organized and streamlined. The team stayed ingage making sure all aspect of the loan was completed in a timely period.
Reply from Heidi Gage
June 14th, 2026 01:32 PM
Rohan, I'm glad to hear that you found the loan process organized and streamlined. Ensuring that all aspects are completed timely is important to me and my team, and your feedback is greatly appreciated. Thank you for sharing your experience...
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Heidi did an amazing job with a unique transaction. I was able to learn from Heidi a little about the loan packages they offer that can benifit many people. Thank you again Heidi!
Reply from Heidi Gage
June 14th, 2026 01:32 PM
Rob, I'm glad to hear that you found the transaction beneficial and informative. It's wonderful to know that the loan packages were helpful for you and potentially for others as well. Thank you for your kind feedback and for choosing to work...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
