Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Reviews from Web
It was veryyyy long
Service was good.
Reply from Heidi Gage
August 7th, 2024 12:46 PM
I'm thrilled to hear that you were satisfied with the service, Michael! It was a pleasure to assist you. At NFM Lending, we aim to provide excellent service and we're glad that we hit the mark for you. Thank you for the full 5-star rating....
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Easy process.
Reply from Heidi Gage
July 31st, 2024 02:24 PM
I'm thrilled to hear that you found the process easy, Deirdre! Your positive feedback means a lot to me and the entire team at NFM Lending. Please don't hesitate to reach out if you need any further assistance. Thanks for the 5-star rating!
Thank you Heidi and the team
Reply from Heidi Gage
July 31st, 2024 02:25 PM
I'm thrilled to hear that you had a satisfying experience with our team! It's always rewarding to know our hard work has been recognized and appreciated. Your rating of 4.83 out of 5 stars means a lot to us at NFM Lending. We are committed...
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Heidi and her team had great communication, was very responsive to any questions we had, and kept us on track for closing.
Reply from Heidi Gage
July 16th, 2024 03:53 PM
Thank you so much for the wonderful feedback, Cassidy. I'm thrilled to hear you appreciated our communication and responsiveness throughout the process. It was a pleasure to help you stay on track for closing. Your positive experience means...
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Heidi- is one of the most patient people I have ever met. Our process took a lot longer than expected but we finally closed. Thanks for all of your help.
Reply from Heidi Gage
July 10th, 2024 01:23 PM
So glad to hear you felt supported throughout the process, Nicholaus. The journey to closing on such a large renovation project can sometimes be lengthy with all of the builder decisions and drawings etc and I'm really pleased we got there...
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Very insightful. They know what they are doing and the best ways to get you the help you need. Always communicated the process and explained it as it went along. Absolutely great to work with.
Reply from Heidi Gage
July 10th, 2024 01:23 PM
Hi Steven, thank you so much for your glowing review and for the 5-star rating! I'm thrilled to hear that you found our process informative and effective. Communication is key in this business, and I'm glad we were able to guide you throughout...
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NFM was a pleasure to work with and would continue to bring my future business. Homestyle loan is not as standard regular home loan but the team made it as painless as possible with the confidence, expertise, and guidance I needed. Would not...
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Reply from Heidi Gage
June 26th, 2024 12:59 PM
Hi Philip,I'm thrilled to hear you had such a great experience with NFM Lending! We strive to provide the best possible service and guidance, so I'm glad we hit the mark for you. It's particularly fulfilling to know that we could help you secure...
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Heidi was super helpful and answered all my questions. I am also so thankful for the ability to refi for a lower rate in the future with no closing cost.
Reply from Heidi Gage
June 5th, 2024 12:52 PM
Thank you so much for your positive review, Gayle! I'm glad I could assist you with your questions and provide you with the option to refinance for a lower rate in the future. It's always our goal at NFM Lending to help our clients achieve...
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Heidi & JoAnn were both a pleasure to work with. Always available to answer any questions I had & explain everything. What a wonderful & quick experience...Thank you
Reply from Heidi Gage
June 5th, 2024 12:47 PM
Hi Dylan, I'm overjoyed to hear that you had a pleasant and efficient experience with me and JoAnn. We always strive to be available and informative for our clients - your satisfaction is our top priority. Thank you so much for your 5-star...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
