Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
She was and is very helpfull lady. She answered on all my phone calls and tex messages. I want to say Thank you Hearher for everything.
Reply from Heather Martin
March 11th, 2026 04:42 PM
Ennis, I appreciate your thoughtful feedback. I'm glad I could be helpful and responsive to your calls and texts. It's important to me that you feel supported throughout the process. If there's anything more you need, I'm here to help.
Always responded promptly and explained things well to a first time home buyer.
Reply from Heather Martin
March 11th, 2026 02:55 PM
Whitney, I appreciate you sharing your experience. I'm pleased to know that my prompt responses and explanations were helpful for you as a first-time home buyer. If you have any further questions or need assistance in the future, please feel...
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We had a ton of questions during the loan process and everyone always took the time to answer them quickly. We also greatly appreciated the updates throughout the entire process. Everyone was always friendly and helpful.
Reply from Heather Martin
March 11th, 2026 02:03 PM
Gerald, I'm pleased to hear that our efforts to keep you well-informed during the loan process were appreciated. I understand the importance of prompt and friendly communication, and I'm glad we could meet your expectations. Should you have...
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Heather made the experience for my client great and myself as the realtor. She was available for all of our questions and had great communication!
Reply from Heather Martin
March 11th, 2026 02:04 PM
Aubrey, I appreciate your feedback. It's wonderful to know that both you and your client had a positive experience. I'm here to provide support whenever needed. If you have any more questions or require further assistance, please feel free...
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Heather stayed communicating with me so well through the whole process and never made me feel like a burden when I had plenty of questions!
Reply from Heather Martin
March 9th, 2026 10:00 PM
Jasmine, I appreciate your feedback about our communication throughout the process. I'm glad to hear you felt comfortable reaching out with your questions. It's important to me that the experience is open and supportive. If there's anything...
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Very helpful
Reply from Heather Martin
March 9th, 2026 10:00 PM
Jasmine, I appreciate your feedback about our communication throughout the process. I'm glad to hear you felt comfortable reaching out with your questions. It's important to me that the experience is open and supportive. If there's anything...
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Always a pleasure to work with Heather and her team.
Reply from Heather Martin
March 9th, 2026 10:00 PM
Erick, I appreciate your kind words and feedback. It's always my goal to ensure working with me and the team is a positive experience for you. If there's ever anything more you need or have questions about, I'm here to help.
Heather made the whole process of buying our home very easy. She kept us informed of what was happening every step of the way.
Reply from Heather Martin
March 9th, 2026 10:01 PM
Jennifer, I appreciate you taking the time to share your experience. I'm pleased that I could make the process of buying your home straightforward and keep you well-informed along the way. If there’s anything more I can do for you, please feel...
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Responsive to questions and quick to reply with great accurate and easy to understand answers.
Reply from Heather Martin
March 6th, 2026 04:24 PM
Iris, thank you for your feedback. I’m glad to hear that my responsiveness and clear communication met your expectations. If you have any more questions or need further assistance, feel free to contact me anytime.
Thank you! Fast, accurate and great service like always!
Reply from Heather Martin
March 4th, 2026 07:22 PM
Thank you Joe!! Always great working with you also!!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149