Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I was referred to Heather by Mary Ann Butner at Tiger Realty. She had nothing but great things to say about Heather. Reached out to Heather not knowing what was possible for a mortgage. Heather reached out very quickly, talked us through some...
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Reply from Heather Martin
March 23rd, 2026 04:01 PM
Shane, I appreciate you taking the time to share your experience. I'm glad to hear that the process was smooth and straightforward for you, especially as it was your first mortgage. It's important to me to keep things clear and manageable,...
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Working with Heather Martin, you felt like you had a real partner, a creative advocat, working diligently on your behalf. Heather is there with you every step of the process, seeminlgy 24/7.Without her work and expertise, this experience would...
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Reply from Heather Martin
March 23rd, 2026 01:36 PM
We had great teamwork. Thanks so much for your hard work too! Welcome to Missouri !!
Made sure everything went smoothly, explained whay we needed next and was understanding of our questions that arose.
Reply from Heather Martin
March 23rd, 2026 01:36 PM
Mary, I appreciate you sharing your experience. It's good to know that everything went smoothly and that I could help clarify the necessary steps. Being able to address questions is an important part of my role. If you have any further queries...
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Answered all questions immediately - appreciated knowledge and attention to details.
Reply from Heather Martin
March 23rd, 2026 01:36 PM
Mary, I appreciate your thoughtful feedback. I'm pleased to hear that my responsiveness and attention to detail were helpful to you. If there are any more questions or additional assistance you need, please feel free to reach out.
Didn't have to meet in person. Was able to tect to communicate. Was prompt.
Reply from Heather Martin
March 23rd, 2026 01:37 PM
Stephanie, I'm pleased to know that the convenience of communicating via text worked well for you. Efficiency and timely responses are important to me, so it's great to hear that this helped make your experience smooth. If there's anything...
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They worked with me a lot to get my loan
Reply from Heather Martin
March 17th, 2026 07:59 PM
Levi, I appreciate you taking the time to share your experience. I'm glad I could work with you closely on your loan. If you have any further questions or need assistance down the road, I'm here to help.
Heather and her team kept me up to date and informed throughout the entire process.
Reply from Heather Martin
March 16th, 2026 03:26 PM
Chrystal, I appreciate your feedback. I'm glad to know that you felt well-informed throughout the process. Keeping you updated is a priority for me, and I'm pleased that it met your expectations. If you ever have more questions or need assistance,...
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Heather was great to work with. Very responsive and kept us in the loop at all times during the process. Highly recommend!
Reply from Heather Martin
March 13th, 2026 02:39 PM
Christopher, I appreciate your feedback. It's great to know that you found my responsiveness and communication helpful throughout the process. If you ever have more questions or need assistance in the future, I'm here to help.
Working with Heather is always a smooth transaction! She takes good care of the client, resolves any issues and is always looking ahead to make sure any problems are headed off! I appreciate her professionalism!
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Reply from Heather Martin
March 13th, 2026 02:40 PM
Mike, I'm pleased to read that your experiences with me have been smooth and satisfactory. It's important to me to ensure that clients feel well cared for and that potential issues are addressed promptly. Your appreciation of my professionalism...
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Heather Martin never lets me down, reliable and always there when I need help, or need understanding, she provides comfort through the whole process. Wouldn't recommend anyone else!
Reply from Heather Martin
March 12th, 2026 03:21 PM
Alyssa, I appreciate your kind words. It means a lot to know that I've been able to provide the reliability and support you needed throughout the process. If there’s anything else I can do for you in the future, please feel free to reach out....
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149