Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Great communication and always available!
Reply from Heather Martin
October 26th, 2026 02:01 PM
Kristine, I'm grateful for your feedback. I'm glad that my communication and availability met your expectations at Flat Branch Home Loans. If there's anything more I can do for you, please let me know.
Heather and her team were exceptional!
Reply from Heather Martin
October 26th, 2026 02:01 PM
Gentri, I'm pleased to hear that you found my team and I to be strong. At Flat Branch Home Loans, we strive to provide a seamless experience for our clients. Thank you for your kind words!
Everything was very straightforward and the process was made very easy.
Reply from Heather Martin
October 15th, 2026 08:27 PM
Katherine, I'm pleased to hear that the process was straightforward and easy for you. At Flat Branch Home Loans, we aim to make each step as seamless as possible.
Heather worked tirelessly to get my loan ready for a quick close. I truly appreciate her dedication and support throughout the entire process.
Reply from Heather Martin
October 15th, 2026 01:37 PM
Adam, I'm grateful for your kind words and happy to know that my dedication and support made a difference in your loan process. At Flat Branch Home Loans, it's important to me that clients experience a smooth and efficient journey. Thank you...
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Heather and her team are always on top of getting things done! They are educated in their job and set high standards!
Reply from Heather Martin
October 15th, 2026 01:38 PM
Lacy, thank you for recognizing the efforts of both me and my team at Flat Branch Home Loans. I'm glad to know that our commitment to high standards and staying on top of tasks made a positive impact on your experience.
Excellent service, with great availability and willingness to help at all times; everything was explained very clearly, and the team is highly professional and well-prepared.
Reply from Heather Martin
October 14th, 2026 01:12 PM
Doreny, I'm grateful for your positive feedback about the service you received. It was my pleasure to ensure everything was clearly explained and to provide you with the help you needed. At Flat Branch Home Loans, we strive to maintain a high...
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Heather and her team did an impeccable job on my home buying journey. I would recommend them to anyone looking to purchase a home, especially first time buyers like myself.
Reply from Heather Martin
October 14th, 2026 01:12 PM
Janaya, thank you for your recommendation and kind words. I'm pleased that my team at Flat Branch Home Loans and I could assist you effectively on your home buying journey. If there's anything further I can do for you, please feel free to reach...
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Heather's communicarion, responsiveness, professionalism, and care for her clients is fantastic. She keeps all parties fully informed at every step of the process. I will definitely refer clients to her in the future.
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Reply from Heather Martin
October 12th, 2026 01:52 PM
Thank you so much Amber. It is always great to work with you and your clients!!
Always wiling to answer questions, and make sure you understand the process.
Reply from Heather Martin
September 25th, 2026 04:32 PM
Kiley, I'm pleased to know that I could answer your questions and help you understand the process. At Flat Branch Home Loans, ensuring clarity and support for my clients is a top priority. Thank you for your feedback!
It went well and when we needed help we got the resources we
Reply from Heather Martin
September 25th, 2026 04:32 PM
Matthew, I'm pleased to hear that everything went well and that you received the necessary resources when you needed them. At Flat Branch Home Loans, I strive to provide support and ensure a smooth process.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149