Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather and her team made everything so easy they took care of everythin. I can't thank them enough for all they have done to make this dream come true for us .
Reply from Heather Martin
June 2nd, 2026 05:26 PM
Sarah, I'm grateful for your kind words and happy to hear that we were able to make the process easy for you. It was a pleasure helping you make your dream come true. If you ever need further assistance, please feel free to reach out.
Smooth and communication was easy
Reply from Heather Martin
June 2nd, 2026 03:26 PM
I'm grateful to hear that the process was smooth and that communication was easy, Jerrid. It's important to me to ensure a seamless experience for you. If you have any more questions or need further assistance, please feel free to reach out....
read more
Heather did great! Communication was good, and everything went smooth.
Reply from Heather Martin
June 2nd, 2026 03:27 PM
Kayla, I'm happy to hear that you had a smooth experience and that the communication met your expectations. If there's anything more I can help with, please feel free to reach out.
She made the whole process very easy and smooth.
Reply from Heather Martin
June 2nd, 2026 03:27 PM
Kyle, I appreciate your feedback. I'm happy to know that the process felt easy and smooth for you. If there's anything more I can do to assist you, please feel free to reach out.
I was guided on the best way possible on every single step to accomplish my goal to own a home, by THE BEST TEAM everyone would wish to have their support and help. THANK YOU for EVERYTHING!
Reply from Heather Martin
May 22nd, 2026 03:21 PM
Maricica, I appreciate your kind words and I'm glad to hear that you felt well-supported throughout the process. It was truly my pleasure to guide you in achieving your goal of homeownership. If you ever need anything else, please feel free...
read more
Heather was great to work with and made the process a wonderful experience.
Reply from Heather Martin
May 22nd, 2026 03:21 PM
Nicole, I'm grateful for your kind words and happy to know you had a appreciated experience working with me. If there's anything more I can do for you, please feel free to reach out.
Heather and her team was GREAT. They were attentive and was available to answer any questions I had. I can't say how happy I was with Heather and the whole process. I will definitely recommend her to anyone in the future that might need her...
read more
Reply from Heather Martin
May 22nd, 2026 03:21 PM
George, I appreciate your kind words and recommendation. I'm pleased to know that you were happy with the process and felt supported by my team and me. If there's anything else you need or any questions arise, please feel free to reach out.
Heather was so patient and pleasant despite my billions of questions! She kept me posted via text every step of the process and she was a joy to work with.
Reply from Heather Martin
May 6th, 2026 04:16 PM
Elizabeth, I appreciate your kind words. I'm happy to hear that you felt supported throughout the process and that my updates were helpful to you. If you have any more questions or need assistance in the future, please feel free to reach out....
read more
Heather did all that she could to help the process go smoothly. She listened to my concerns and found real solutions to make it all happen. I was very pleased with the way flat branch conducted business and If I ever buy another home, I know...
read more
Reply from Heather Martin
April 24th, 2026 01:34 PM
Taylor, I'm grateful for your kind words and pleased that I could help make the process smooth for you. Listening and finding solutions is a key part of how I approach my work, so I'm happy to hear it made a difference. If you ever decide to...
read more
Heather is very professional and works very hard to make everything work for you.
Reply from Heather Martin
April 20th, 2026 05:10 PM
Bradly, I appreciate your kind words. It's great to know that you found my efforts professional and supportive. If there's anything else I can assist you with, please feel free to reach out.
10 of 326
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
Search Rank ScoreLearn More →
560
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
View All
Addresses and Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
View All
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149