Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Always wiling to answer questions, and make sure you understand the process.
Reply from Heather Martin
September 25th, 2026 04:32 PM
Kiley, I'm pleased to know that I could answer your questions and help you understand the process. At Flat Branch Home Loans, ensuring clarity and support for my clients is a top priority. Thank you for your feedback!
It went well and when we needed help we got the resources we
Reply from Heather Martin
September 25th, 2026 04:32 PM
Matthew, I'm pleased to hear that everything went well and that you received the necessary resources when you needed them. At Flat Branch Home Loans, I strive to provide support and ensure a smooth process.
I have worked with Heather on a few transactions and she is amazing! She communicates and explains things in detail where everyone understands. If you haven't worked with Heather yet to purchase a home, you should! 💯
Reply from Heather Martin
September 25th, 2026 04:34 PM
Rebecca, thank you for your kind words. I'm pleased to know that my communication and explanations have been helpful during our transactions. At Flat Branch Home Loans, we strive to ensure clarity and understanding in every step of the process....
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Heather made the entire process seamless for me. This was my first home purchase, and I don't think it could have gone any better or easier. Thank you so much!!
Reply from Heather Martin
September 22nd, 2026 06:12 PM
I am so happy for you guys!!! Thank you so much for allowing me to help!!
Heather was very helpful as well as the team at Flat Branch
Reply from Heather Martin
September 14th, 2026 03:53 PM
Hope, thank you for your kind words. I'm pleased to know that you found both me and the team at Flat Branch helpful. If there's anything more we can do for you, please feel free to reach out.
Heather was an exceptional lender to work with! Worked hard to make sure the buyer was able to close! Would highly recommend others to work with her as well!
Reply from Heather Martin
September 11th, 2026 05:36 PM
Alyson, I'm grateful for your kind words and recommendation. I'm pleased that I could help ensure a smooth closing process for the buyer. If there's anything more you need, feel free to reach out.
The whole process from start to finish was pleasant and quick. Heather and Ashley were both so kind and helpful.
Reply from Heather Martin
September 8th, 2026 01:14 PM
Samantha, I'm pleased to hear that the process was pleasant and quick for you. It's wonderful to know that both Ashley and I could be kind and helpful throughout. If there's anything else you need, please feel free to reach out.
Everything was very quick and professional
Reply from Heather Martin
September 3rd, 2026 02:16 PM
Eric, I'm pleased to know that you found the process quick and professional. Thank you for your feedback!
Heather was extremely helpful with any questions I had and always got back with me quickly. I'm very thankful to have had her to help with out loan proces.
Reply from Heather Martin
September 3rd, 2026 01:36 PM
Dustin, I appreciate your kind words. I'm glad I could assist you promptly with your questions and help with the loan process. If there's anything else you need, please feel free to reach out.
Heather was so easy to work with. Very informative and responded quickly to all of our questions.
Reply from Heather Martin
August 31st, 2026 03:13 PM
Samantha, I'm grateful for your kind words. I'm pleased to know that you found me easy to work with and that my responses were helpful for your inquiries. If you have any more questions in the future, feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149