Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather helped make everything work from the start.
Reply from Heather Martin
March 3rd, 2026 02:45 PM
Ryan, I'm really glad to hear that I could assist you from the beginning. Your feedback is appreciated, and I'm here if you have any further questions or need assistance down the road.
Quick to get started and kept the ball moving. Utilized multiple methods of consistent, concise communication.
Reply from Heather Martin
March 3rd, 2026 02:45 PM
Bo, I appreciate your feedback. I'm glad to know that my approach to starting quickly and maintaining clear communication met your expectations. If there's anything else you need assistance with, please don't hesitate to get in touch.
Heather kept my clients and myself informed every step of the way during this process. My clients were first time homebuyers and never seemed lost of nervous about the process. Thank you, Heather!
Reply from Heather Martin
March 3rd, 2026 02:46 PM
It's wonderful to hear that you and your clients felt informed and at ease throughout the process, Laura. I aim to make each step clear and supportive, especially for first-time homebuyers. I appreciate the opportunity to assist you, and if...
read more
Heather was very helpful during the whole process and was knowledgeable when answering any questions we had and was very quick at responding back. I would highly recommend her.
Reply from Heather Martin
February 27th, 2026 05:20 PM
Joshua, I appreciate your thoughtful feedback. It's great to know that I could assist you effectively and provide quick responses when needed. Your recommendation means a lot to me. Should you have any further questions or require assistance...
read more
so helpful and worked hard and fast to get loan done
Reply from Heather Martin
February 27th, 2026 05:21 PM
Rachael, I'm pleased to know that you found my assistance helpful and that the loan process was both efficient and swift for you. If there's anything else I can help with in the future, please feel free to reach out.
Heather and her team made this process so easy for me and took a huge weight of stress off my shoulders for being a first time homebuyer. She was always ready to help at anytime of the day, answered my questions promptly and easy to understand,...
read more
Reply from Heather Martin
February 16th, 2026 05:29 PM
Sophia, I'm grateful for your thoughtful review. It was a pleasure assisting you through your journey as a first-time homebuyer. I’m happy to know that I could help alleviate some of the stress during the process. If you ever have more questions...
read more
Heather and team were once again great to work with! Heather was easy to reach via text and was happy to answer any questions I had.
Reply from Heather Martin
February 13th, 2026 06:10 PM
Danielle, I appreciate you taking the time to share your experience. I'm pleased to know that communicating via text worked well for you and that I could assist with your questions. If there's anything else you need or want to discuss in the...
read more
Customer communication was amazing throughout the loan process. Very attentive to questions or whenever I reached out with a need. Every one...True professionals that demonstrate the experience they possess.
Reply from Heather Martin
January 28th, 2026 03:25 PM
James, I appreciate your feedback. I'm pleased to hear that you found the communication during the loan process to be effective and attentive. It's important to me that all your questions and needs were addressed promptly. If there's anything...
read more
Heather was awesome! She helped me navigate through everything with ease, especially when my insurance before said they would not cover what I needed. Heather also made sure that I understood everything that was going on, for instance when...
read more
Reply from Heather Martin
January 5th, 2026 02:45 PM
Gannon, I appreciate your thoughtful review. It was my pleasure to assist you and ensure that everything was clear and aligned with your needs, especially under challenging circumstances with your insurance. Working around your schedule was...
read more
My client and I felt that we were always the top and the only priority to Heather during this process! Excellent service!
Reply from Heather Martin
December 31st, 2025 04:38 PM
It's wonderful to know that you and your client felt prioritized throughout the process, Ben. Providing excellent service is a key focus in my work, and I'm glad to hear it reflected in your experience. If there's anything further I can assist...
read more
81–90 of 367
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
View All
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149