Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Heather is very professional and works very hard to make everything work for you.
Reply from Heather Martin
April 20th, 2026 05:10 PM
Bradly, I appreciate your kind words. It's great to know that you found my efforts professional and supportive. If there's anything else I can assist you with, please feel free to reach out.
Kept things easy too understand
Reply from Heather Martin
April 10th, 2026 03:17 PM
Neil, I appreciate you mentioning how clear the process was for you. Ensuring that everything is straightforward is a priority for me. If you have any more questions or need further assistance, please feel free to reach out.
Smooth and efficient. Heather answered any questions I had in a timely fashion and there were no surprises at closing.
Reply from Heather Martin
April 8th, 2026 09:37 PM
Carla, I'm glad to hear everything went smoothly and efficiently for you. It's important to me that all your questions are answered promptly and that the closing process is clear. If you have any further questions or need assistance in the...
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Quick response to questions with frequent updates. All aspects of the process were handled efficiently and professionally.
Reply from Heather Martin
April 2nd, 2026 03:19 PM
Miranda, I appreciate your feedback. I'm pleased to hear that the responses and updates were timely and that you found the process efficient and professional. If you have any further questions or need assistance, feel free to reach out.
This process can be a scary experience. You and your associates made it easy to navigate and were extremely helpful. Thank you for all your help. 🙂
Reply from Heather Martin
April 2nd, 2026 03:20 PM
It's wonderful to know that I could help make the process less intimidating for you, Tracy. I'm glad that I and my associates could assist you effectively. If you ever have more questions or need further assistance, please feel free to reach...
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Heather was great to work with from start to finish. She was knowledgeable, responsive, and made the process smooth and easy to understand. She stayed on top of everything and kept things moving. The only hiccup was that incorrect information...
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Reply from Heather Martin
April 2nd, 2026 03:21 PM
Mark, I appreciate your feedback and am glad to hear that you found the process knowledgeable and smooth overall. I apologize for the inconvenience caused by the cashier’s check issue. Your experience is important to me, and I'm grateful for...
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Very stressful, but likely due to our situation rather than practices of FBHL. Documents required were very numerous and detailed. We were unprepared for the process.
Reply from Heather Martin
March 26th, 2026 02:11 PM
I understand that the process can feel overwhelming, especially when unexpected documentation is involved, Marjorie. I'm here to provide any support you might need moving forward. If there’s any way I can assist further or clarify anything,...
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Heather and everyone involved was very nice, helpful, polite, and very responsive. They sent very detailed information that was quick and easy to complete. They were very thorough and helpful with the closing and signing process.
Reply from Heather Martin
March 25th, 2026 02:20 PM
Dawson, I appreciate your kind words and I'm pleased that you found the process smooth and detailed. It's my goal to ensure everything is easy to navigate from start to finish. If you have any more questions or need further assistance, feel...
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Excellent communication! And always courteous!
Reply from Heather Martin
March 24th, 2026 03:48 PM
I'm pleased to know you appreciated the communication and found it courteous. It's important to me to maintain clear and respectful interactions throughout the process. If you need any more assistance or have questions in the future, feel free...
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I’m so thankful to work with Heather as a lender. She is always available, incredibly dependable, and consistently goes above and beyond for our clients. They always feel fully informed, get all of their questions answered, and walk away genuinely...
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Reply from Heather Martin
March 24th, 2026 01:22 PM
I'm grateful for your feedback, Brittany. It's my priority to be readily available and ensure that clients feel informed and content with the process. I'm committed to providing dependable service and appreciate your trust in me as a lending...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149