Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Heather was always available to answer any questions we had. Very friendly and professiona!
Reply from Heather Martin
June 29th, 2026 01:02 AM
Amanda, I appreciate you sharing your experience. I'm glad to hear that my availability and professionalism were helpful to you. If you have any more questions or need further assistance, please feel free to reach out.
Very reasponsive and open to working with anybody!
Reply from Heather Martin
June 29th, 2026 01:03 AM
Lillie, I appreciate your kind words. I'm glad to hear that you found me responsive and open to working with everyone. If you ever need anything else, feel free to reach out.
Friendly and thoroughly communicative. Answered all questions and explained everything with patience. No unexpected surprises or fees.
Reply from Heather Martin
June 22nd, 2026 05:57 PM
Sierra, thank you for sharing your positive experience. I'm glad I could provide clear communication and answer all your questions thoroughly. It's wonderful to know there were no unexpected surprises or fees. If you have any further questions...
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Heather was extraordinary! She was knowledgeable and kept us well informed and was also very patient with all my questions 🤣. She helped us every bit of the way and got us into our first home! I would highly recommend her to any and everyone!!...
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Reply from Heather Martin
June 22nd, 2026 02:59 PM
Kody, thank you for your kind words. I'm grateful to have been part of your journey to homeownership and glad I could assist you every step of the way. If you ever have more questions or need further assistance, please feel free to reach out....
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Good price, and good deal. I appreciate the time and effort you doing for completing my big dreams. Thank you so much for great service.
Reply from Heather Martin
June 22nd, 2026 02:59 PM
Patrick, thank you for your kind words. I'm grateful to have been part of helping you achieve your big dreams. If you ever need further assistance, please feel free to reach out.
Great support and communication
Reply from Heather Martin
June 22nd, 2026 01:48 PM
Robert, thank you for your kind words. I'm happy to hear that you appreciated the support and communication during your experience with me. If there's anything more I can do for you, please feel free to reach out.
Heather was great to work with throughout the entire buying process for my clients. Any questions they had regarding the lending side, she was happy to answer it in a way that was easy for my clients to understand as this was their first home...
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Reply from Heather Martin
June 22nd, 2026 01:48 PM
Casey, I appreciate your thoughtful feedback. I'm glad to have been able to assist your clients and make their first home purchase experience smoother with clear communication and support. If there's anything more I can do for you or your clients,...
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Heather was excellent to work with. She provided prompt and clear communication for any questions or concerns. She was proactive throughout the whole process. Looking forward to our future journey.
Reply from Heather Martin
June 22nd, 2026 01:49 PM
Blake, I appreciate your kind words and I'm glad to hear that my communication and proactive approach made a positive impact. It's been a pleasure working with you, and I look forward to continuing our journey together. If you have any questions...
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There was awesome communication. All questions we asked were very clearly explained and answered.
Reply from Heather Martin
June 22nd, 2026 01:49 PM
Shyanne, I appreciate your positive feedback on the communication. I'm happy to know that all your questions were clearly explained and answered. If there's anything more you need, feel free to reach out.
Even though there was ups and downs they still found a way to make Me a homeowner
Reply from Heather Martin
June 22nd, 2026 01:49 PM
Quinton, I appreciate you sharing your experience. I'm glad we were able to navigate the ups and downs together and help you become a homeowner. If there's anything else I can assist you with, please feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149