Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Heather and her staff were excellent to work with! Highly recommend.
Reply from Heather Martin
August 31st, 2026 03:18 PM
Andrew, I'm grateful for your positive feedback. It's wonderful to know that you found working with me and my team to be an excellent experience. Thank you for the high recommendation.
Everything went smoothly.
Reply from Heather Martin
August 31st, 2026 01:45 PM
James, I'm grateful to hear that everything went smoothly for you. If you have any more questions or need further assistance, feel free to reach out.
Everything went very smooth and progressed quickly. Heather always answered my questions and concerns promptly. She made the whole process very easy.
Reply from Heather Martin
August 26th, 2026 02:43 PM
Jessica, I'm grateful for your kind words. It's good to hear that everything went smoothly and that I could promptly address your questions and concerns. Making the process easy for you is always my goal.
Heather was amazing, she did everything she could to get me a loan and it was a very easy process. She made it as painless as possible and was so helpful anytime I needed anything. We love our new home and it's all thanks to her!!
Reply from Heather Martin
August 24th, 2026 01:17 PM
It was so great to work with you!! I am so happy for you guys! Many Blessings to you in your new home!
Heather and associates helped answer any and all questions we had. Guided us through each step with clear instruction. Overall great experience.
Reply from Heather Martin
August 23rd, 2026 03:56 PM
Kyle, I'm grateful for your kind words. It's wonderful to know that Heather and the team were able to provide clear guidance and answer all your questions. If you need further assistance, please feel free to reach out.
The process was simple and quick.
Reply from Heather Martin
August 17th, 2026 01:17 PM
Christian, I'm glad to hear that the process was simple and quick for you. If there's anything more I can do to assist you, please feel free to reach out.
communication was amazing, kind , willing to answer quesions easily,
Reply from Heather Martin
August 17th, 2026 01:18 PM
Anna, I'm grateful for your kind words about my communication and willingness to answer questions. It's important to me that your experience was smooth and supportive. If you have any more questions or need further assistance, feel free to...
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Heather was always on top of everything and willing ready to adjust for my needs any time. Thank you!
Reply from Heather Martin
August 10th, 2026 02:40 PM
Mae, I appreciate your kind words. I'm happy to hear that I could meet your needs and stay on top of everything for you. If there's anything else you need, please feel free to reach out anytime.
Heather is SOOOO knowledgeable and makes everyone feel at ease! Her smooth style at closing is awesome!
Reply from Heather Martin
July 30th, 2026 02:09 PM
Deborah, I appreciate your kind words. I'm glad to hear that you felt at ease and that the closing process went smoothly. If you ever need anything else, please feel free to reach out.
The process was easy and Heather explained things well.
Reply from Heather Martin
July 27th, 2026 04:43 PM
Elodie, I appreciate you sharing your experience with me. I'm pleased to hear that the process was easy and that my explanations were clear. If you have any more questions or need further assistance, feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149