Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Heather was alway bale to to answer question, worked as much as she possibly could to make the process go faster.
Reply from Heather Martin
July 27th, 2026 02:06 PM
Crystal, I appreciate your kind words about my availability and dedication. I'm glad to know that I could help make the process faster for you. If you have any more questions or need further assistance, please feel free to reach out.
Heather was great! She was always available for questions. She worked with us to
get us the best rate possible.
Reply from Heather Martin
July 27th, 2026 02:08 PM
Angela, I appreciate your kind words. I'm glad I could be available for your questions and assist in securing the best rate possible. If there's anything else you need in the future, please feel free to reach out.
Very good communication. Answered all of our questions. Made the whole process easier.
Reply from Heather Martin
July 16th, 2026 07:58 PM
Michael, I appreciate your feedback. I'm glad I could make the process easier for you and provide good communication. If you have any more questions or need further assistance, feel free to reach out.
Contract was changed for me paying appraisal fee and was supposed to be refunded ($475), that didn't happen. Don't know why it was changed now. I payed twice for the appraisal and left with no recourse to get it back. You tried to justify this...
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Reply from Heather Martin
July 13th, 2026 02:51 PM
Mark, I’m sorry to hear about the difficulties you experienced. This was for your Home Inspection not appraisal. I am happy to discuss more if you would like to reach out. You were charged for appraisal for your home loan for home buying process....
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From the beginning to the end..Everyone explained everything to us and was very helpful..
Reply from Heather Martin
July 7th, 2026 04:09 PM
Linda, I appreciate your feedback and am happy to hear that you found the process helpful from start to finish. It's important to me that everything is clearly explained. If you have any further questions or need assistance, please feel free...
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Heather is absolutely GREAT to work with! She is outstanding at staying on top of her files and keeping both bordow and realtors assisting updated. she keeps the files moving and stays on time for the transaction. RE/MAX HOME TEAM loves working...
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Reply from Heather Martin
July 6th, 2026 04:22 PM
Vicki, thank you for your wonderful feedback. I'm grateful to hear that my efforts in keeping everything on track and everyone informed have been appreciated by you and the RE/MAX Home Team. Working with you is truly valued, and I look forward...
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Reply from Heather Martin
July 6th, 2026 01:44 PM
Michael, I appreciate your feedback and the perfect rating. It’s wonderful to know that you had such a positive experience with Flat Branch Home Loans. If you have any further questions or need assistance, please feel free to reach out.
Heather was so helpful to my wife and I throughout entire process of buying our first home. She was extremely professional, pleasant, and her communication with us was always very timel! I would absolutely recommend her to anyone looking to...
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Reply from Heather Martin
July 2nd, 2026 06:08 PM
Nathan, thank you for your kind words. I'm grateful to have been a part of your journey in buying your first home and pleased to hear that you found my communication and professionalism helpful. If you ever need assistance in the future, please...
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Proce went very well.
Reply from Heather Martin
July 1st, 2026 04:34 PM
Levi, I'm happy to hear that the process went well for you. If you have any further questions or need assistance, please feel free to reach out.
lways appreciate Heather's timely communication and transparency.
Reply from Heather Martin
June 30th, 2026 04:00 PM
Paula, I appreciate your kind words about my communication and transparency. It's important to me that you feel informed and supported throughout the process. If you ever need further assistance, please don't hesitate to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149