

Heather Martin
Senior Mortgage Banker | NMLS# 490113

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
5 star customer review
Heather is an exceptional person and amazing lender!
Working with Heather, Stephanie & Ashley was absolutely the best experience! I've never bought a house before & was dreading the whole thought of it but they made it wonderful, effortless & actually enjoyable.
Flat Branch was the mortgage partner we didn't know we needed. Other lenders were too short-staffed to pay attention to us, but Heather Martin and the FBHL team communicated early and often to ensure we closed on time. As a first-time homebuyer,...
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Communication wasn't always clear, appraisal report took 9 days, need clearer expectations on loan docs (for example, they should be single sided).
Thanks for all of your communications and assistance with our closing.
4 star customer review
You guys are the best!
Heather was very communicative and made us feel so secure throughout the process. The team made sure we had everything we needed and guided us though the rough patches. Thank you for helping us purchase our first home!
Heather and the whole team were super awesome and so helpful in the process of buying my first house
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149