Heather Martin's Cover Image
Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • 3rd Party Review
    C
    Christa G
    CENTRALIA, MO
    Posted on April 10th, 2023 12:00 AM
    Heather was such a pleasure to work with! She went the extra mile and was so informative and guiding. Everyone within the company was down to Earth and explained everything where we could understand. I would highly recommend using Flat Branch...
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  • 3rd Party Review
    C
    Caroline K
    KIRKSVILLE, MO
    Posted on March 21st, 2023 12:00 AM
    The team I worked with was so responsive and on top of things. That made the experience as smooth as it could be and I would definitely recommend them to someone I knew who needed a loan.
  • 3rd Party Review
    L
    Lisa W
    MOBERLY, MO
    Posted on March 20th, 2023 12:00 AM
    Buying my home through Flat Branch was seamless! Thank you for all your help in purchasing my new home!
  • 3rd Party Review
    J
    Jason G
    Moberly, MO
    Posted on March 20th, 2023 12:00 AM
    5 star customer review
  • 3rd Party Review
    T
    Taylor S
    COLUMBIA, MO
    Posted on February 22nd, 2023 12:00 AM
    5 star customer review
  • 3rd Party Review
    L
    Lisa L
    MOBERLY, MO
    Posted on February 6th, 2023 12:00 AM
    Heather with Flat Branch, has been very helpful with us achieving our goal of our new house.
  • 3rd Party Review
    D
    Daryna M
    CENTRALIA, MO
    Posted on December 22nd, 2022 12:00 AM
    5 star customer review
  • 3rd Party Review
    M
    Mallory S
    KIRKSVILLE, MO
    Posted on December 2nd, 2022 12:00 AM
    Working with you guys was amazing! You made it so easy to ask questions and get things done quickly! Thank you!!
  • 3rd Party Review
    T
    Tristan D
    KIRKSVILLE, MO
    Posted on November 22nd, 2022 12:00 AM
    Heather and the team made getting our loan approved such an easy process!
  • 3rd Party Review
    J
    Jessica W
    CENTRALIA, MO
    Posted on November 9th, 2022 12:00 AM
    My experience with Flat Branch Home Loans was great! Everything went smoothly and when a minor issue arose, Heather and her team were quick to resolve it. Highly recommend! Thank you Ladies!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149