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Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • 3rd Party Review
    D
    Desiree A
    SEDALIA, MO
    Posted on July 8th, 2024 12:00 AM
    4.5 star customer review
    Reply from Heather Martin
    November 7th, 2024 05:13 PM
    Thank you so much for the 4.5-star review, Desiree! I'm thrilled to hear that you had a positive experience with your loan process at Flat Branch Home Loans. Your feedback is incredibly valuable to us and it's always great to learn that our...
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  • 3rd Party Review
    W
    William S
    BEVIER, MO
    Posted on June 17th, 2024 12:00 AM
    Very kind and helpful in helping us with the loan and the process of buying a house.
    Reply from Heather Martin
    November 7th, 2024 05:14 PM
    I'm absolutely thrilled to hear that you had a positive experience with us at Flat Branch Home Loans, William. I'm glad I could assist you with your loan and make the home buying process easier for you. Your feedback, especially with such a...
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  • 3rd Party Review
    T
    Tara B
    BOONVILLE, MO
    Posted on June 11th, 2024 12:00 AM
    Heather, Stephanie, and Ashley were all helpful and so friendly. I will use again if I ever buy again.
    Reply from Heather Martin
    November 7th, 2024 05:14 PM
    I'm so glad to hear that you had such a positive experience with us, Tara! It was a pleasure working with you on your loan and I'm thrilled that Stephanie, Ashley, and myself were able to make the process as seamless as possible for you. We're...
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  • 3rd Party Review
    A
    Austin D
    New Franklin, MO
    Posted on June 3rd, 2024 12:00 AM
    Heather and her team from start to finish was unmatched in service. They answered all of my questions no matter the time or day. Going through the home buying experience for the first time can be overwhelming but they made the process more...
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    Reply from Heather Martin
    November 7th, 2024 05:15 PM
    Austin, it's wonderful to hear that you felt comfortable and supported throughout the home buying process. My team and I strive to make every step as stress-free as possible, especially for first-time buyers. We're delighted to have been able...
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  • 3rd Party Review
    M
    Mark H
    JOPLIN, MO
    Posted on May 31st, 2024 12:00 AM
    First mortgage lender I have worked with that has been so professional, kept us updated all along the way. Super fast in getting this from beginning to close. Everyone so friendly. Recommend this lender to everyone. Will never use any other...
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    Reply from Heather Martin
    November 7th, 2024 05:15 PM
    I'm truly delighted to read your review, Mark! Your feedback is greatly appreciated. I'm pleased to hear that you found our process professional and efficient, and that our team made a positive impression. It's been a pleasure assisting you...
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  • 3rd Party Review
    L
    Lisa W
    MOBERLY, MO
    Posted on April 19th, 2024 12:00 AM
    Buying my home through Flat Branch was seamless! Thank you for all your help in purchasing my new home!
    Reply from Heather Martin
    November 7th, 2024 05:15 PM
    I'm so thrilled to hear that your home buying process was seamless, Lisa! It was a pleasure helping you secure your loan and navigate through this exciting time. Remember, if you have any more questions or need assistance in the future, don't...
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  • 3rd Party Review
    L
    Leah P
    KIRKSVILLE, MO
    Posted on April 15th, 2024 12:00 AM
    5 star customer review
    Reply from Heather Martin
    November 7th, 2024 05:16 PM
    Thank you so much, Leah, for the 5-star review! I'm thrilled to know that you had a great experience with Flat Branch Home Loans. Your feedback is truly appreciated. Please don't hesitate to reach out if you have any further needs or questions....
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  • 3rd Party Review
    A
    Angela W
    COLUMBIA, MO
    Posted on February 21st, 2024 12:00 AM
    This was my first time buying a home and as an older adult, I knew it could be an overwhelming and confusing process. Heather and her team at Flatbranch made it all so easy and I came out of it knowing exactly what I needed to know. They even...
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    Reply from Heather Martin
    November 11th, 2024 07:27 PM
    I'm thrilled to hear such positive feedback, Angela! It was truly a pleasure to guide you through your first home buying experience. I'm glad that you found the process with our team at Flat Branch Home Loans easy and informative. We always...
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  • 3rd Party Review
    J
    Jonathan N
    KIRKSVILLE, MO
    Posted on December 13th, 2023 12:00 AM
    Surprisingly quick and pleasant experience. Very efficient.
    Reply from Heather Martin
    November 11th, 2024 07:28 PM
    I'm thrilled to hear that your experience with Flat Branch Home Loans was both quick and pleasant, Jonathan! Ensuring efficiency during the loan process is one of our top priorities, so it's wonderful to hear that we were able to assist you...
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  • 3rd Party Review
    T
    Timothy P
    KIRKSVILLE, MO
    Posted on December 5th, 2023 12:00 AM
    We had an excellent experience in our recent home purchase and thank Heather and staff for this moment in our recent relocation.
    Reply from Heather Martin
    November 11th, 2024 07:29 PM
    I'm thrilled to hear that you had an excellent experience with your recent home purchase, Timothy. It was a pleasure to assist you during your relocation process. Your feedback is greatly appreciated and I'm glad I could contribute to this...
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
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    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149