

Heather Martin
Senior Mortgage Banker | NMLS# 490113

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
She was very patient, professional and helpful
Reply from Heather Martin
September 9th, 2024 02:32 PM
Thank you so much for the stellar review, Yves! It was a pleasure helping you navigate through the process. Your kind words about my patience and professionalism truly made my day. I hope you won't hesitate to reach out to us at Flat Branch...
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I know I can trust Heather and her team to take care of my clients and bring us to the finish line!
Reply from Heather Martin
September 29th, 2024 01:40 PM
Thank you so much for your glowing review, Leah! I'm thrilled to hear that you trust myself and the team at Flat Branch Home Loans with your clients. Our goal is always to provide the best service and make the process as smooth as possible....
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The ladies in the loan office were with me every step of the way. Always patient with their explanations, and made me feel supported in a new and stressful experience.
Reply from Heather Martin
September 6th, 2024 01:07 PM
I'm truly glad to hear that you felt supported during your experience with Flat Branch Home Loans. It was a privilege to guide you through this process, and your patience and cooperation made it all the more rewarding. Thank you for your generous...
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Heather is wonderful to work with. As an agent, I appreciate working with a lender that communicates as well as Heather does. She is knowledgeable, prompt, and helpful to both myself and my clients. She/Flat Branch offer many types of loans....
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Reply from Heather Martin
November 7th, 2024 05:13 PM
Thank you for the glowing review, Erica! It's great to hear that my communication and knowledge have been beneficial to you and your clients. I'm proud to offer a variety of loan types through Flat Branch Home Loans, as serving a diverse range...
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Heather is by far the most knowledgeable loan officer I’ve ever worked with! She knows her stuff, there are no surprises, and she’s incredibly pleasant through the whole process! She also shows up at the closing table. Always a pleasure!
Reply from Heather Martin
August 24th, 2024 12:47 PM
Thank you so much for your kind words, Jodie. I'm thrilled to hear that you had a positive experience with Flat Branch Home Loans, and that I could assist in making your loan process smooth and pleasant. Your satisfaction is my top priority,...
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Everything was taken care of in a timely and efficient manner. Any questions I had were answered promptly within 24 hours. The ability to communicate through call, text and email was awesome. I will most definitely look forward to doing more...
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Reply from Heather Martin
August 24th, 2024 12:23 PM
I'm thrilled to hear that you were satisfied with the service provided, Megan. Ensuring that our customers' needs are met in a timely and efficient manner is something we strive for at Flat Branch Home Loans. It's wonderful to know that our...
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Everyone was extremely friendly. Helped make the stress for applying for a home loan manageable. Guided me in the right direction to get the loan process started. They stayed in constant communication.
Reply from Heather Martin
August 13th, 2024 05:49 PM
Thank you Christa!! We enjoyed working with you also!!
Our loan officer was great to work with and explained everything thoroughly, ensuring we completely understood.
Reply from Heather Martin
August 13th, 2024 05:49 PM
We are so glad we could help!! Enjoy your new home!
The entire team was great to work with. Quick to respond to questions and very helpful.
Reply from Heather Martin
August 9th, 2024 03:40 PM
Thank you so much!!
Heather and her team are Amazing!
Reply from Heather Martin
November 7th, 2024 05:13 PM
I'm thrilled to hear that you had such a positive experience with my team and me, Latisha! Your feedback is greatly appreciated. It's wonderful to know we were able to assist you in achieving your loan goals. If you have any further needs in...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149