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Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    N
    Naomi K
    MACON, MO
    Posted on September 7th, 2024 12:15 PM
    We can’t thank you enough. I was terrified going into the buying process but you made it so easy to understand and you still took the time out of your day to answer questions no matter what time it was. You went above and beyond for us! We...
    read more
    Reply from Heather Martin
    September 17th, 2024 12:17 PM
    Hi Naomi, your kind words have brought a huge smile to my face! I'm thrilled that I was able to make the process easier for you, and I'm always here to answer any questions, no matter the time. It's my mission to go above and beyond for my...
    read more
  • Encompass
    M
    Mattias C
    MACON, MO
    Posted on September 6th, 2024 04:59 PM
    Everybody was very quick, and very helpful
    Reply from Heather Martin
    September 16th, 2024 05:01 PM
    I'm thrilled to hear about your positive experience with us at Flat Branch Home Loans, Mattias! I appreciate you taking the time to acknowledge the speed and efficiency of our team. It's always our goal to provide prompt and helpful service....
    read more
  • 3rd Party Review
    L
    Latisha G
    HUNTSVILLE, MO
    Posted on September 6th, 2024 12:00 AM
    Heather and her team are Amazing!
    Reply from Heather Martin
    November 7th, 2024 05:12 PM
    I'm so thrilled to hear that you found my team and I amazing, Latisha! Your positive feedback means the world to us at Flat Branch Home Loans. We continually strive to ensure our loan processes are smooth and efficient for our valued clients....
    read more
  • 3rd Party Review
    D
    Desiree A
    SEDALIA, MO
    Posted on September 6th, 2024 12:00 AM
    4.5 star customer review
    Reply from Heather Martin
    September 30th, 2024 05:24 PM
    I'm thrilled to hear that you had a positive experience with Flat Branch Home Loans. Your feedback is greatly appreciated and I'm delighted to see that rating of 4.50 out of 5 stars. As your Loan Officer, I am here to make the process as smooth...
    read more
  • 3rd Party Review
    A
    ASHLEY K
    La Plata, MO
    Posted on September 6th, 2024 12:00 AM
    5 star customer review
    Reply from Heather Martin
    November 7th, 2024 05:10 PM
    I'm thrilled to hear that you had a positive experience with us at Flat Branch Home Loans. Your feedback is greatly appreciated. We always strive to provide the best service to our clients and I'm glad to know we hit the mark for you. We're...
    read more
  • 3rd Party Review
    L
    Latisha G
    HUNTSVILLE, MO
    Posted on September 6th, 2024 12:00 AM
    Heather and her team are Amazing!
    Reply from Heather Martin
    November 7th, 2024 05:12 PM
    I'm thrilled to hear that you had such a positive experience with our team at Flat Branch Home Loans, Latisha! We aim to provide top-notch service to everyone and it's very rewarding to know we hit the mark with you. Thank you so much for your...
    read more
  • 3rd Party Review
    S
    Steven B
    Kirksville, MO
    Posted on September 6th, 2024 12:00 AM
    Heather was excellent to work with. Very helpful with everything.
    Reply from Heather Martin
    November 7th, 2024 05:11 PM
    Thank you so much for your kind words, Steven. I'm really glad to hear that you found my assistance helpful. Your feedback is greatly appreciated and it makes my job at Flat Branch Home Loans all the more satisfying. I strive to provide the...
    read more
  • Encompass
    L
    Lewis H
    COLUMBIA, MO
    Posted on September 5th, 2024 05:52 PM
    Heather you were always super helpful with my questions and running number on properties we were interested in! Everyone we worked with at Flat Branch lending has been extremely professional!
    Reply from Heather Martin
    September 15th, 2024 05:55 PM
    I'm thrilled to hear you found my assistance valuable, Lewis! Providing clear, quick answers to your questions is a priority for me. I'm glad you found the Flat Branch Home Loans team to be professional as well. Thanks a bunch for your generous...
    read more
  • Encompass
    J
    Joseph B
    KIRKSVILLE, MO
    Posted on September 2nd, 2024 01:43 PM
    The great communication makes buyers feel confident about the whole home buying process.
    Reply from Heather Martin
    October 2nd, 2024 01:46 PM
    I'm thrilled to hear that you felt confident throughout the home buying process, Joseph! It's always my goal to keep communication lines open and ensure my clients are well-informed. Your feedback is much appreciated, and it was my pleasure...
    read more
  • Encompass
    J
    Jeremiah M
    KIRKSVILLE, MO
    Posted on September 2nd, 2024 03:37 AM
    Heather and her team was professional and amazing at helping us get our loan. I highly recommend them. They did very well along with my real estate agent. I couldn't ask for better people to help with my home owning experience 100 stars.
    Reply from Heather Martin
    September 12th, 2024 03:39 AM
    Thank you so much for your glowing review, Jeremiah! I'm absolutely thrilled to hear that you had such a positive experience with us at Flat Branch Home Loans. It was truly a pleasure to work alongside your real estate agent to help you navigate...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
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    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149