

Heather Martin
Senior Mortgage Banker | NMLS# 490113

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Heather is impeccable with communication and efficiency.
She creates a stress free process for buyers. It is a joy working with Heather.
Reply from Heather Martin
September 30th, 2024 05:13 PM
I'm incredibly grateful for your lovely review, Allison. Your positive feedback means the world to me. It's always a pleasure to work with you. Thank you for choosing Flat Branch Home Loans. Looking forward to our continued collaboration in...
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Heather’s response times and explaining in “normal people” words every step of the way allowed our first time home buying seem simple and (as much as it could be) stress-free.
Reply from Heather Martin
September 26th, 2024 11:56 PM
I'm so glad to hear that you found the home buying process to be straightforward and stress-free, Kleigh. It was my pleasure to guide you through each step and ensure everything was understood. Your positive feedback and high rating are truly...
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Always prompt with responses to questions and kept us updated through the entire process.
Reply from Heather Martin
September 26th, 2024 03:08 PM
Hi Fred! Thank you for the incredible rating and for taking the time to share your experience at Flat Branch Home Loans. I'm thrilled to hear that you felt well informed and supported throughout the entire process. It was truly a pleasure working...
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Very good lender!
Reply from Heather Martin
September 30th, 2024 05:13 PM
I'm delighted to hear that you had a positive experience, Adam! Your feedback means a lot to me and the team at Flat Branch Home Loans. Thank you for your 5-star rating and for taking the time to share your thoughts. If you ever need assistance...
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Heather was very prompt in answering any questions we had through our home buying process!
Reply from Heather Martin
September 24th, 2024 12:32 PM
I'm thrilled to hear that you had a positive experience with me during your home buying process, Jared! Your satisfaction is my top priority, so it's fantastic that you felt well supported in your journey. Thank you for choosing Flat Branch...
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Very kind and helpful! Thank you!
Reply from Heather Martin
September 23rd, 2024 03:57 PM
Hi Rhonda, it was truly a pleasure helping you. Your kind words mean a lot to me. I'm here if you need any further assistance. Enjoy your new home! - Heather Martin, Flat Branch Home Loans.
Heather is the best!
Reply from Heather Martin
September 30th, 2024 05:15 PM
I'm so glad to hear you had a positive experience, Travis! Your kind words made my day. It is always a pleasure working with you! Thanks for choosing Flat Branch Home Loans and for leaving a 5-star review. Looking forward to more collaboration...
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Flawless execution
Reply from Heather Martin
September 23rd, 2024 03:07 PM
Hi Daniel, it's Heather. Your five-star review is greatly appreciated. I'm thrilled to hear your experience with Flat Branch Home Loans was executed flawlessly. I'm always here for any further mortgage needs. Thanks again!
Heather and her team were great to work with. I always felt informed of where my loan was in the process and they are very responsive!
Reply from Heather Martin
September 21st, 2024 01:19 PM
I'm so pleased to hear that you had a positive experience with my team and I at Flat Branch Home Loans, Patricia. Your feedback is greatly appreciated. It's our aim to keep our clients informed and promptly respond to any concerns. Thank you...
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I was kept up with every step of the process.
Reply from Heather Martin
September 18th, 2024 06:48 PM
I'm thrilled to hear about your positive experience, Debbie! At Flat Branch Home Loans, we aim to keep our clients informed at every step of the process. Your feedback reaffirms the hard work we put in every day. Thank you for trusting us and...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149