

Heather Martin
Senior Mortgage Banker | NMLS# 490113

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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Reviews from Web
Heather is great at communicating with agents. I appreciate her efficiency and timeliness. Great transaction overall!
Reply from Heather Martin
January 19th, 2025 01:55 PM
I'm so pleased to hear that you found our communication and efficiency to your satisfaction, Elizabeth! It was a pleasure working on your transaction and your positive feedback means a lot. Thank you for choosing Flat Branch Home Loans and...
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Heather was amazing. It was our first time buying a home, and she explained everything so that it was easy to understand, and took the time to answer every question we had.
Reply from Heather Martin
December 17th, 2024 06:09 PM
I'm so glad to hear that you found the home buying process easy to understand, Jack! It was a pleasure to answer all your questions and guide you through your first home purchase. Your positive feedback means the world to me and to the entire...
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Heather goes above and beyond! I can , with confidence, send my clients to her knowing they will get the best service and options for their lending needs! I slesys appreciate the opportunity to work with Heather!
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Reply from Heather Martin
December 17th, 2024 06:10 PM
I appreciate our partnership ! Thank you for all you do for our clients:)
Maybe more open communication between all parties involved
Reply from Heather Martin
December 6th, 2024 03:50 PM
I appreciate your feedback, Robert. It's great to know that you were mostly satisfied with the service you received from Flat Branch Home Loans. I agree that open communication between all parties is paramount to ensuring a smooth process....
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Heather came through in the final moments of a sales contract after my client was suffering with another lender at no fault of my client. Her work was beyond satisfactory and she deserves the utmost of praises from everyone involved with this...
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Reply from Heather Martin
December 5th, 2024 05:25 PM
I am so happy I could help! Thank you for reaching out to me so we could make it happen.
Heather and her team were absolutely amazing. They were very transparent through the whole process and a delight to work with.
Reply from Heather Martin
December 5th, 2024 05:26 PM
I'm thrilled to hear that you found our process transparent and our team delightful to work with, Tyler. Your kind words mean a lot to us at Flat Branch Home Loans. We always strive to provide excellent service, and it's wonderful to know that...
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Je suis vraiment réconnaissant de vos services que vous avez rendu dans mon dossier et de la rapidité du respect des accord et des dates. vraiment vous êtes le meilleurs dans Vos services.
Reply from Heather Martin
November 27th, 2024 04:33 PM
J’ai apprécié de vous aider dans ce parcours d’achat de maison ! Beaucoup de bénédictions pour vous et votre famille.
Heather was as personable and professional as I could have ever asked for. She answered questions quickly and made sure we knew when anything was updated or needed attention. Her team followed her lead and gave the same great service.
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Reply from Heather Martin
November 11th, 2024 07:26 PM
Hi Dusty, thank you so much for the wonderful review and the 5-star rating! I'm thrilled to hear how satisfied you were with the service. It was a pleasure to work with you, and I'm glad my team and I could assist in making the loan process...
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Very helpful all the way through the process. Definitely made the experience easy and seamless.
Reply from Heather Martin
November 11th, 2024 07:26 PM
Hi Katina, I'm thrilled to hear that you found the process easy and seamless, as that's always my goal. Your compliments are truly appreciated. If you ever have more home loan needs in the future, don't hesitate to reach out. Thanks for choosing...
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When I found the house I wanted, I contacted Heather after 5pm on a Saturday. She worked until 10:30pm that Saturday night to get my pre-approval complete. I was able to make the offer on the house the next morning. I got the house!
Reply from Heather Martin
November 7th, 2024 05:05 PM
Hello Kara, I'm thrilled to hear about your positive experience with Flat Branch Home Loans and to know that I was able to assist in such a significant way. Your satisfaction is my top priority, and I'm delighted that we could get your pre-approval...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149