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Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Lucas C
    ASHLAND, MO
    Posted on February 25th, 2025 02:02 PM
    Heather was wonderful! She answered all our questions in a timely manner, and was extremely pleasant to work with .
    Reply from Heather Martin
    March 3rd, 2025 04:50 PM
    Thank you so much, Lucas! It was a pleasure working with you as well. I’m thrilled to hear that I could help answer your questions and make the process enjoyable for you. If you need anything else or have more questions in the future, don’t...
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    Joseph M
    ASHLAND, MO
    Posted on February 24th, 2025 04:06 PM
    Communication was great throughout the entire process. Heather answered any questions we had in a timely manner and made our first house buying experience easier then we thought it would be.
    Reply from Heather Martin
    March 3rd, 2025 04:50 PM
    Joseph, I'm so glad to hear that your first home-buying experience went smoothly! It was a pleasure to assist you throughout the process and ensure that all your questions were promptly addressed. Congratulations on your new home, and thank...
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    Lucas L
    ASHLAND, MO
    Posted on February 24th, 2025 01:35 PM
    Heather was honest, accessible for questions and on top of preapproval letters when needed through the offer phase. She advocated for us until closing. Top notch Service.
    Reply from Heather Martin
    March 3rd, 2025 04:51 PM
    Thank you so much for your kind words, Lucas. It was truly a pleasure working with you throughout this process. I’m thrilled to hear that you felt supported and well-informed during the process. Advocating for clients like you is what makes...
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    Jorie C
    ASHLAND, MO
    Posted on February 22nd, 2025 03:01 PM
    Heather was the most patient, available, and outstanding contact. We actually chose her over another company entirely because of how friendly, open, honest, and engaging she was! This was our first time buying a home and Heather ensured that...
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    Reply from Heather Martin
    March 3rd, 2025 04:51 PM
    Jorie, thank you so much for your kind words! I'm thrilled to hear that you felt confident and supported throughout your home-buying journey. It was a pleasure working with you and being part of such an important moment in your life. I'm incredibly...
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    Lacy A
    MOBERLY, MO
    Posted on February 17th, 2025 03:05 AM
    Heather consistantly communicated with both myself and the title company throughout the entire process. She was present at the closing and thoroughly explained the forms that were being signed. Her knowledge, expertise, patience, and most of...
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    Reply from Heather Martin
    March 3rd, 2025 04:52 PM
    Thank you so much for your kind words, Lacy! I'm thrilled to hear that you had a positive experience. It was a pleasure working with you, and I'm glad I could help make the process smooth and straightforward.
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    Michael A F
    MOBERLY, MO
    Posted on February 12th, 2025 04:09 PM
    Great attitude and excellent service. Always going above and beyond to ensure the client is comfortable with the process.
    Reply from Heather Martin
    February 22nd, 2025 04:12 PM
    Thank you so much for your kind words, Michael! I'm thrilled to hear that you had a positive experience. Ensuring my clients feel comfortable and informed throughout the process is incredibly important to me. It was a pleasure working with...
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    Zachary S
    KIRKSVILLE, MO
    Posted on February 7th, 2025 03:25 PM
    Heather did a great job walking the client through the process and was extermely professional!
    Reply from Heather Martin
    March 3rd, 2025 04:54 PM
    Thank you so much Zach. I appreciate the support from you during this process and look forward to working together in the future.
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    Chad W
    KIRKSVILLE, MO
    Posted on February 3rd, 2025 09:41 PM
    Heather was knowledgeable and experienced in the loan process. Our questions were answered in a timely manner with options I could consider. There was a plan and process which was easy to follow and understand. We would highly recommend Heather...
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    Reply from Heather Martin
    February 13th, 2025 09:44 PM
    Thank you so much, Chad, for your kind words! It was truly a pleasure working with you through the loan process. I'm glad to hear that you found the plan and process easy to follow and that all your questions were answered. It's always my goal...
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    Brockell B
    KIRKSVILLE, MO
    Posted on December 23rd, 2024 05:30 PM
    it was a seamless processs from start to finish. Thank you!
    Reply from Heather Martin
    January 2nd, 2025 05:34 PM
    I'm thrilled to hear that your experience with Flat Branch Home Loans was seamless from start to finish, Brockell. Your positive feedback means a great deal to me. Thank you for taking the time to leave a review!
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    Maxwell M
    KIRKSVILLE, MO
    Posted on December 21st, 2024 05:37 PM
    You helped guide us through the process very smoothly and clearly. Plus, you were very timely with reaching out and responding to our communications!
    Reply from Heather Martin
    December 31st, 2024 05:39 PM
    Hi Maxwell! I'm thrilled to hear that you valued our clear and prompt communication throughout your process with Flat Branch Home Loans. It was my pleasure to guide you smoothly through the process. Your feedback is highly appreciated, and...
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
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    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149