

Heather Martin
Senior Mortgage Banker | NMLS# 490113

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Heather responded to all client inquiries promptly and efficiently, ensuring they fully understood each step of the process and felt supported throughout. Her dedication and professionalism were exceptional, making her a valuable asset in providing...
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Reply from Heather Martin
November 7th, 2024 05:07 PM
Thanks for taking the time to share your feedback, Keshawn. I'm glad to hear that you felt supported during each step of the process. The client/realtor experience is essential to us at Flat Branch Home Loans, and it's fantastic to hear that...
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Easy and made it so I knew my options to make the best decision.
Reply from Heather Martin
November 7th, 2024 05:08 PM
I'm thrilled to hear you had a positive experience with Flat Branch Home Loans, Cole! It's important to understand all your options when making such a significant decision, and I'm glad I could assist in making it easier for you. Your feedback...
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Heather explain everything to me clearly and the break down of the loan .
Reply from Heather Martin
November 7th, 2024 05:08 PM
I'm so glad to hear that you found our conversations about your loan clear and helpful, Willie! It's important to me that my clients fully understand the process and details. Thanks for the fantastic rating and feedback. Let me know if there's...
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Heather made our experience easy and uncomplicated throughout . Even when we had issues on the other side of selling our house before we could close on our new one, Heather was pleasant and very helpful. We would use her again in the future...
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Reply from Heather Martin
November 7th, 2024 05:09 PM
Hi Tammy, Thank you so much for the glowing review! I'm thrilled to hear that you had a smooth experience with your home loan process. It was my absolute pleasure to assist you, especially during the tricky parts. Your satisfaction is my top...
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Heather is great! She's timely, reliable, and knowledgeable. My clients enjoy sitting down with her because they leave her meetings more informed, have actionable steps they can take, and feeling hopeful and excited about the future. It doesn't...
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Reply from Heather Martin
November 7th, 2024 05:09 PM
Thank you so much for the glowing review, Autumn! It's always a pleasure to meet with clients like you and provide information that makes the home loan process easier to navigate. Knowing that you leave our meetings feeling hopeful and educated...
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Heather Martin and the entire Flat Branch team made the loan process so easy and painless. She was always quick to respond to questions which was very helpful. We were always aware of every step of the way through the loan process. Would 100%...
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Reply from Heather Martin
November 4th, 2024 02:08 PM
Hi Kenneth, I'm thrilled to hear that you found our loan process easy and painless. Quick and clear communication is a priority for us at Flat Branch Home Loans, and I'm glad to hear that was your experience. Thank you for your high recommendation...
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Very responsive with any questions I had. Very easy to work with. Helped make the whole process run smoothly.
Reply from Heather Martin
November 1st, 2024 07:22 PM
Thank you for your kind words, Andrew! I'm glad to hear about your positive experience with me at Flat Branch Home Loans. Ensuring the process runs smoothly and being responsive to any queries you had were my top priorities. Your feedback uplifts...
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It was a great experience because despite not speaking the language, the process from the app was simple and when I had doubts, they were resolved in the best way.
Reply from Heather Martin
October 21st, 2024 12:33 PM
I'm so pleased to hear that you had a positive experience with us, Mauricio! Being part of the Flat Branch Home Loans team, my goal is to ensure that our process is as seamless and easy to understand as possible, regardless of the language...
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Everything went smoothly and professionally.
Reply from Heather Martin
October 20th, 2024 03:58 PM
I'm thrilled to hear that you had a smooth and professional experience, Sierra. Your satisfaction is my top priority, and I'm glad I could meet those standards in your interaction with Flat Branch Home Loans. Thanks for the 5-star review; it...
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When we reached a point where the first loan wouldn't work Heather really showed her experience and got this loan approved still keeping the same closing date. We are grateful to her and her team.
Reply from Heather Martin
October 20th, 2024 01:44 PM
I'm delighted to hear that you had a positive experience with our team at Flat Branch Home Loans, John. It was indeed a bit challenging when the first loan didn't go through, but I'm glad we were able to turn the situation around and still...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149