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Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Keshawn M
    MOBERLY, MO
    Posted on November 5th, 2024 06:17 PM
    Heather responded to all client inquiries promptly and efficiently, ensuring they fully understood each step of the process and felt supported throughout. Her dedication and professionalism were exceptional, making her a valuable asset in providing...
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    Reply from Heather Martin
    November 7th, 2024 05:07 PM
    Thanks for taking the time to share your feedback, Keshawn. I'm glad to hear that you felt supported during each step of the process. The client/realtor experience is essential to us at Flat Branch Home Loans, and it's fantastic to hear that...
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    C
    Cole W
    CAIRO, MO
    Posted on November 5th, 2024 01:20 PM
    Easy and made it so I knew my options to make the best decision.
    Reply from Heather Martin
    November 7th, 2024 05:08 PM
    I'm thrilled to hear you had a positive experience with Flat Branch Home Loans, Cole! It's important to understand all your options when making such a significant decision, and I'm glad I could assist in making it easier for you. Your feedback...
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    Willie M
    MOBERLY, MO
    Posted on November 2nd, 2024 02:15 PM
    Heather explain everything to me clearly and the break down of the loan .
    Reply from Heather Martin
    November 7th, 2024 05:08 PM
    I'm so glad to hear that you found our conversations about your loan clear and helpful, Willie! It's important to me that my clients fully understand the process and details. Thanks for the fantastic rating and feedback. Let me know if there's...
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  • Encompass
    T
    Tammy C
    KIRKSVILLE, MO
    Posted on October 29th, 2024 02:12 PM
    Heather made our experience easy and uncomplicated throughout . Even when we had issues on the other side of selling our house before we could close on our new one, Heather was pleasant and very helpful. We would use her again in the future...
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    Reply from Heather Martin
    November 7th, 2024 05:09 PM
    Hi Tammy, Thank you so much for the glowing review! I'm thrilled to hear that you had a smooth experience with your home loan process. It was my absolute pleasure to assist you, especially during the tricky parts. Your satisfaction is my top...
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  • Encompass
    A
    Autumn M
    COLUMBIA, MO
    Posted on October 25th, 2024 03:07 PM
    Heather is great! She's timely, reliable, and knowledgeable. My clients enjoy sitting down with her because they leave her meetings more informed, have actionable steps they can take, and feeling hopeful and excited about the future. It doesn't...
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    Reply from Heather Martin
    November 7th, 2024 05:09 PM
    Thank you so much for the glowing review, Autumn! It's always a pleasure to meet with clients like you and provide information that makes the home loan process easier to navigate. Knowing that you leave our meetings feeling hopeful and educated...
    read more
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    K
    Kenneth C
    KIRKSVILLE, MO
    Posted on October 25th, 2024 02:04 PM
    Heather Martin and the entire Flat Branch team made the loan process so easy and painless. She was always quick to respond to questions which was very helpful. We were always aware of every step of the way through the loan process. Would 100%...
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    Reply from Heather Martin
    November 4th, 2024 02:08 PM
    Hi Kenneth, I'm thrilled to hear that you found our loan process easy and painless. Quick and clear communication is a priority for us at Flat Branch Home Loans, and I'm glad to hear that was your experience. Thank you for your high recommendation...
    read more
  • Encompass
    A
    Andrew B
    EDINA, MO
    Posted on October 22nd, 2024 07:19 PM
    Very responsive with any questions I had. Very easy to work with. Helped make the whole process run smoothly.
    Reply from Heather Martin
    November 1st, 2024 07:22 PM
    Thank you for your kind words, Andrew! I'm glad to hear about your positive experience with me at Flat Branch Home Loans. Ensuring the process runs smoothly and being responsive to any queries you had were my top priorities. Your feedback uplifts...
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  • Encompass
    M
    Mauricio R
    MEXICO, MO
    Posted on October 11th, 2024 12:33 PM
    It was a great experience because despite not speaking the language, the process from the app was simple and when I had doubts, they were resolved in the best way.
    Reply from Heather Martin
    October 21st, 2024 12:33 PM
    I'm so pleased to hear that you had a positive experience with us, Mauricio! Being part of the Flat Branch Home Loans team, my goal is to ensure that our process is as seamless and easy to understand as possible, regardless of the language...
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  • Encompass
    S
    Sierra B
    EDINA, MO
    Posted on October 10th, 2024 03:54 PM
    Everything went smoothly and professionally.
    Reply from Heather Martin
    October 20th, 2024 03:58 PM
    I'm thrilled to hear that you had a smooth and professional experience, Sierra. Your satisfaction is my top priority, and I'm glad I could meet those standards in your interaction with Flat Branch Home Loans. Thanks for the 5-star review; it...
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  • Encompass
    J
    John R H
    BROOKFIELD, MO
    Posted on October 10th, 2024 01:42 PM
    When we reached a point where the first loan wouldn't work Heather really showed her experience and got this loan approved still keeping the same closing date. We are grateful to her and her team.
    Reply from Heather Martin
    October 20th, 2024 01:44 PM
    I'm delighted to hear that you had a positive experience with our team at Flat Branch Home Loans, John. It was indeed a bit challenging when the first loan didn't go through, but I'm glad we were able to turn the situation around and still...
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
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    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149