Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
The communication from Heather and her team was excellent. They made the process easy, and we're available whenever we had a question.
Reply from Heather Martin
April 3rd, 2025 03:47 PM
I'm thrilled to hear that you found the communication excellent and the process easy. It was a pleasure to assist you, and I'm glad my team and I could be available whenever you had questions. Thank you for your kind words and trust in Flat...
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Heather was an absolute lifesaver for my first-time homebuyer! She made the lending process feel so much less overwhelming, always breaking things down in a way that was easy to understand. Her communication was top-notch—quick to respond,...
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Reply from Heather Martin
March 18th, 2025 10:00 PM
Thank you so much, Autumn, for your kind words. It was truly a pleasure working with you and your client. I'm thrilled to hear that the process felt manageable and smooth. Helping first-time homebuyers navigate their journey is something I’m...
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Heather was f and very helpfu
Reply from Heather Martin
March 17th, 2025 03:16 PM
Thank you so much, Kristin! I'm thrilled to hear that you had a positive experience. It was a pleasure working with you, and I'm glad I could be of help. If you have any more questions or need further assistance in the future, don't hesitate...
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Heather is AMAZING! She was always available to speak with me and so patient while I asked her a million questions. I really felt like she was advocating for me and trying to get me the best deal possible!
Reply from Heather Martin
March 17th, 2025 03:15 PM
Hi Lydia, Thank you so much for your kind words! It was a pleasure working with you and being part of your home loan journey. I'm thrilled to hear that you felt supported and that I could help answer your questions. Advocating for you and finding...
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heather and team were gave the support at personal level, very knowledgeable and helpful and made the whole exp extremely enjoyableand very learnin.
Reply from Heather Martin
March 14th, 2025 03:10 PM
Thank you so much, Shahnila, for your kind words! It was an absolute pleasure working with you and guiding you through the process. I'm thrilled to hear that you found the experience enjoyable and educational. My team and I always strive to...
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She was always willing to answer any questions we had along the way and made the whole process smooth.
Reply from Heather Martin
March 12th, 2025 03:30 PM
Thank you so much, Matthew! I'm thrilled to hear that you had a smooth experience working with me at Flat Branch Home Loans. It was a pleasure to assist you throughout the process, and I'm glad I could help answer your questions. If you ever...
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Heather was great to work with!
Reply from Heather Martin
March 6th, 2025 02:07 PM
Thank you so much, Shelby! I'm thrilled to hear you had a great experience. It was a pleasure working with you, and I'm here if you ever need anything in the future.
Mrs. Heather was available to answer questions and while being polite and helpful in this new journey.
Reply from Heather Martin
March 3rd, 2025 04:46 PM
Thank you so much, Candice! I'm thrilled to hear that I could assist you effectively. It was a pleasure helping you navigate this new journey, and I'm glad I could be there to answer your questions. If you ever need anything else, I'm always...
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Heather was great at responding and guiding us through every step of the process! Her communication was very quick any time we had a question and she was extremely organized!
Reply from Heather Martin
March 3rd, 2025 04:47 PM
Thank you so much, Samantha! I'm thrilled to hear that you had a positive experience with the process. It was a pleasure working with you, and I'm glad my communication and organization met your expectations. If you have any future questions...
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My experience with Heather Martin is always fantastic! She is very on top of things and helps my buyers feel more confident throughout the transaction. Highly recommend Heather and her team!
Reply from Heather Martin
March 3rd, 2025 04:49 PM
Olivia, thank you so much for your kind words! It’s always a pleasure working with you and your buyers. I'm thrilled to hear that I could help make the process smooth and instill confidence. Your recommendation means the world to me and my...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149