Heather Martin's Cover Image
Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Shane N
    MOBERLY, MO
    Posted on April 23rd, 2025 08:30 PM
    Heather is always kind and a professional. During our transaction together she was consistently available for myself and our client and was always smiling! 10/10 experience with Heather and I can't wait to work together again!
    Reply from Heather Martin
    April 23rd, 2025 08:34 PM
    I'm thrilled to hear about your positive experience, Shane. It was a pleasure working with you and our client, and I appreciate your kind words. I'm looking forward to our next opportunity to work together at Flat Branch Home Loans!
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    Derick B
    Cairo, MO
    Posted on April 19th, 2025 01:13 PM
    Easy to talk with and gets to Task right away to help. Secondly, no Fluff and straight shooter on the process start to finish making the loan process seamless
    Reply from Heather Martin
    April 21st, 2025 01:02 PM
    I'm thrilled to hear that you found the process seamless and appreciated the straightforward approach. It was a pleasure working with you to assist with your loan. Thank you for your positive feedback.
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    Ryan D
    Cairo, MO
    Posted on April 17th, 2025 12:51 PM
    We most appreciated insight on better options for which loan to go with and the specific ways to go about establishing the loan.
    Reply from Heather Martin
    April 17th, 2025 02:16 PM
    I'm glad to hear that you found the insights on loan options and the guidance on establishing your loan helpful. It was a pleasure assisting you, and I appreciate your feedback. If you have any further questions or need additional assistance,...
    read more
  • Encompass
    L
    Leah H
    MOBERLY, MO
    Posted on April 15th, 2025 02:33 PM
    Fantastic communication! Hard working! Trustworthy!
    Reply from Heather Martin
    April 15th, 2025 04:43 PM
    I'm thrilled to hear about your positive experience with the communication and service provided. It was a pleasure working with you, and I appreciate your kind words.
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    Derek J W
    MOBERLY, MO
    Posted on April 15th, 2025 12:47 PM
    From beginning to end, the team was absolutely amazing. Heather and the Flat Branch team were precise, quick, and professional in every aspect of this journey in helping me purchasing my home. Thank you so very much and I Highly recommend this...
    read more
    Reply from Heather Martin
    April 15th, 2025 01:03 PM
    I'm delighted to hear that your home purchasing journey was seamless and that you found our team to be precise, quick, and professional. It was a pleasure assisting you, and I greatly appreciate your recommendation.
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    Brett D M
    PARIS, MO
    Posted on April 14th, 2025 12:59 PM
    Thanks Heather for all of your help!
    Reply from Heather Martin
    April 14th, 2025 01:55 PM
    I'm thrilled to hear that you found my assistance helpful, Brett. It was a pleasure working with you, and I'm glad I could support you through the process. If you have any further questions or need assistance in the future, feel free to reach...
    read more
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    Brooke R
    PARIS, MO
    Posted on April 14th, 2025 02:52 AM
    Heather went above and beyond during this process for us. It could not have gotten done without her!
    Reply from Heather Martin
    April 14th, 2025 01:55 PM
    I'm thrilled to hear that I could assist you effectively during the process. It was a pleasure working with you, and I'm grateful for your kind words. Thank you for choosing Flat Branch Home Loans!
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    R
    Renee W
    KIRKSVILLE, MO
    Posted on April 9th, 2025 01:46 PM
    Heather answered any and all questions we had with quick response time. Heather made the process easy and as painless as possible.
    Reply from Heather Martin
    April 9th, 2025 02:18 PM
    I'm thrilled to hear that I could assist you effectively and make the process smooth and straightforward. Thank you for your kind words, Renee. It was a pleasure working with you at Flat Branch Home Loans.
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    Rachael E K
    KIRKSVILLE, MO
    Posted on April 7th, 2025 05:05 PM
    staff was friendly and helpful
    Reply from Heather Martin
    April 7th, 2025 06:29 PM
    I'm glad to hear that you found our staff friendly and helpful. It was a pleasure assisting you at Flat Branch Home Loans. Thank you for your feedback.
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    H
    Hua Z
    COLUMBIA, MO
    Posted on April 4th, 2025 03:16 PM
    Reply to our question on time and with detailed information and using great patiant manner. Show professional knowledge support. Help us complete the loan mortgage within the required shortly time, one month. High efficiency!
    read more
    Reply from Heather Martin
    April 4th, 2025 03:25 PM
    I'm pleased to hear that you found my responses timely and detailed. It was a pleasure to assist you with your mortgage process and ensure everything was completed efficiently. Thank you for your kind words about my professional knowledge and...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
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    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149