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Heather Martin - Senior Mortgage Banker | NMLS# 490113 in Columbia, MO

Heather Martin

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Senior Mortgage Banker | NMLS# 490113

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Mark C
    NIXA, MO
    Posted on May 26th, 2025 12:46 AM
    Absolutely outstanding service and communication with the borrower and real estate broker throughout the process!
    Reply from Heather Martin
    May 26th, 2025 08:30 PM
    I'm thrilled to hear that you had an outstanding experience with the service and communication provided. It was a pleasure working with you throughout the process. Thank you for your kind words and for choosing Flat Branch Home Loans.
  • Encompass
    D
    Denise A M
    KIRKSVILLE, MO
    Posted on May 19th, 2025 03:21 PM
    Because she IS THE BEST!!!!
    Reply from Heather Martin
    May 19th, 2025 03:54 PM
    Thank you Denise!! I loved working with you.
  • Encompass
    S
    Shelby A T
    MILAN, MO
    Posted on May 14th, 2025 02:43 PM
    everyone involved was very helpful and i appreciate all there help
    Reply from Heather Martin
    May 14th, 2025 02:47 PM
    I'm glad to hear that you found everyone involved to be helpful. It was a pleasure assisting you, and I appreciate your kind words. If there's anything more we can do for you, please let us know.
  • Encompass
    K
    Kelli J
    MILAN, MO
    Posted on May 14th, 2025 01:45 PM
    Heather was wonderfuk to work with, very knowledgeable and always quick to repsond to our needs . Thank you Heather
    Reply from Heather Martin
    May 14th, 2025 01:55 PM
    I'm thrilled to hear that you had such a positive experience working with me. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing Flat Branch Home Loans.
  • Encompass
    D
    Dalton B
    KIRKSVILLE, MO
    Posted on May 8th, 2025 03:54 PM
    Great communication, excellent service
    Reply from Heather Martin
    May 8th, 2025 05:56 PM
    I'm thrilled to hear that you appreciated the communication and service. It was a pleasure assisting you, and I truly value your feedback.
  • Encompass
    C
    Christian R M
    MACON, MO
    Posted on May 5th, 2025 02:00 PM
    Everything was streamlined and efficient.
    Reply from Heather Martin
    May 5th, 2025 03:27 PM
    I'm thrilled to hear that the process was streamlined and efficient for you. It was a pleasure assisting you through Flat Branch Home Loans. If you have any more questions or need further assistance, feel free to reach out.
  • Encompass
    J
    Jacob K
    COLUMBIA, MO
    Posted on May 3rd, 2025 04:29 PM
    Made a complex process simple. Explained things well and provided prompt responses.
    Reply from Heather Martin
    May 5th, 2025 03:27 PM
    I'm thrilled to hear that I was able to simplify the process for you and provide clear explanations and prompt responses. It was a pleasure working with you, Jacob. Thank you for your kind words and for choosing Flat Branch Home Loans.
  • Encompass
    A
    Alexandria K
    COLUMBIA, MO
    Posted on May 2nd, 2025 01:08 PM
    We loved Heather. She was responsive and nice and helpful. Of all the people we talked to about getting a mortgage, Heather was the most helpful and responsive. Heather made us feel really comfortable with the whole process.
    Reply from Heather Martin
    May 5th, 2025 03:27 PM
    I'm thrilled to hear that you felt comfortable throughout the mortgage process. It was a pleasure working with you and providing the assistance you needed. Thank you for your kind words and trust in Flat Branch Home Loans.
  • Encompass
    M
    Mike D
    COLUMBIA, MO
    Posted on May 2nd, 2025 12:27 PM
    's professional attitude and her ability to make things go smoothly along with her fantastic communication. Makes it a pleasure working with her.
    Reply from Heather Martin
    May 2nd, 2025 01:04 PM
    I'm delighted to hear that you found the process smooth and communication effective. It was a pleasure working with you, and I appreciate your kind words.
  • Encompass
    L
    Lora L S
    HUNTSVILLE, MO
    Posted on May 2nd, 2025 05:35 AM
    Heather was always a phone call away to answer the smallest question! And as promised, she answered 99% of the time and the few times she was unable to answer due to being busy she called back very quickly. This was such easy purchase, that...
    read more
    Reply from Heather Martin
    May 2nd, 2025 12:47 PM
    I'm thrilled to hear that I could be readily available to assist you throughout the process. It's wonderful to know the experience was easy for you, and I truly appreciate your willingness to recommend my services. Thank you for your kind words!...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    USDA Home Loans
    FHA Home Loans
    VA Home Loans
    MHDC Down Payment Assistance Programs
    First Time Homebuyer Loans
    Conventional Loans
    Jumbo Loans
    What is the Search Rank Score®?
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    Memberships
    • Randolph County Board of Realtors
    • Northeast Central Association of Realtors
    • Moberly Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 490113
    • NMLS 1297531
    Achievements
    • 2025 Scotsman Guide Top Originator
    Hobbies
    • Being a Grandma
    • Reading
    • Decorating
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149