Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Heather was very helpful and always answered all of my questions even in the latest hours of the night. She seems to always be available and was never not able to figure out what i needed.
Reply from Heather Martin
June 11th, 2025 02:26 PM
I'm thrilled to hear that I could assist you effectively, even during late hours. Your satisfaction is important to me, and I'm glad I could help with all your questions. Thank you for your kind words and for choosing Flat Branch Home Loans....
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straightforward, caring, immediate response time attention to detail, trustworthy, and just plain exceptional
Reply from Heather Martin
June 11th, 2025 02:27 PM
I'm thrilled to hear that you found the process straightforward and appreciated the attention to detail. It was a pleasure assisting you, and I'm grateful for your kind words. Thank you for trusting me with your home loan needs.
There was a hang up on a permanent heating source. With the amount of money we were putting down on the property I think it was made into a way bigger deal than it should've been. I felt betww my the amount put down on the property and my credit...
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Reply from Heather Martin
June 10th, 2025 03:38 PM
Thank you for your feedback, Brent. I'm pleased to hear that you were satisfied with my assistance throughout the loan process. I understand your concerns regarding the issue with the permanent heating source and acknowledge that financial...
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Heather is always available and is extremely knowledgable. She never misses!
Reply from Heather Martin
June 10th, 2025 03:38 PM
I'm thrilled to hear that you found my availability and expertise helpful. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing Flat Branch Home Loans!
Heather was very nice, helpful, and would get back to me quickly.
Reply from Heather Martin
June 10th, 2025 03:38 PM
I'm glad to hear that you found my assistance helpful and timely. It was a pleasure working with you, and I appreciate your feedback. If there's anything more I can do for you, please feel free to reach out.
Heather is the best! Always on top of her game!
Professional, accommodating, friendly, and communicates extremely well!
I have worked with Heather many times and look forward to the opportunity to continue!
Reply from Heather Martin
June 10th, 2025 03:38 PM
I'm thrilled to receive such positive feedback from you, Rick. It has been a pleasure working with you, and I look forward to continuing our successful collaboration. Thank you for your kind words and support!
The last minute asking for information was not helpful when it caused a delay in closing
Reply from Heather Martin
June 10th, 2025 03:39 PM
I understand that the last-minute request for information caused a delay in your closing, and I apologize for any inconvenience this may have caused. At Flat Branch Home Loans, we strive to ensure a smooth process, and I appreciate your feedback....
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Heather was helpful and informative at each step of the way while navigating the market as first time buyers.
Reply from Heather Martin
June 3rd, 2025 04:47 PM
I'm thrilled to hear that I could assist you effectively as you navigated the market as first-time buyers. Thank you for your kind words, and I'm glad to have been a part of your journey.
Heather made sure to make the process seamless. During the application process she walked us through what to expect and when to check back in to make sure we would qualify she also gave us great tips on what to do to get our credit high enough...
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Reply from Heather Martin
June 2nd, 2025 05:26 PM
I'm delighted to hear that I could make the process seamless for you. It was a pleasure to assist you through the application process and provide guidance on improving your credit. I'm glad I could help you secure a loan that works for you....
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Extr professional, responsive, and courteous!
Reply from Heather Martin
May 26th, 2025 08:30 PM
I'm thrilled to hear that you found the service professional, responsive, and courteous. It was a pleasure assisting you at Flat Branch Home Loans, and I appreciate your kind words.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149