Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Heather, is always so supportive, and provides great customer service, if I have any questions she does not hesitate to answer them, she makes the process very easy for me, and less stressful I would recommend her to the entire world!!!!!
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Reply from Heather Martin
June 23rd, 2025 01:24 PM
I'm delighted to hear that you found the process easy and stress-free. It has been a pleasure assisting you. Your recommendation means a lot to me, and I'm here to help whenever you need.
Was kept well informed of every step and every thing was explained well
Reply from Heather Martin
June 23rd, 2025 01:24 PM
I'm glad to hear that you felt well-informed throughout the process and that everything was explained clearly. It was a pleasure assisting you, Crystal, and I appreciate your positive feedback.
Heather was very on top of all communication with me!
Reply from Heather Martin
June 23rd, 2025 01:25 PM
I'm glad to hear that you were satisfied with the communication throughout the process, Nikki. It was a pleasure assisting you. Thank you for your kind words and the positive rating.
Heather was wonderful throughout the home-buying process, answered all my questions, responded to emails very quickly, very kind :-) Thank you so much.
Reply from Heather Martin
June 17th, 2025 01:21 PM
I'm thrilled to hear that you had a positive experience with the home-buying process. It was my pleasure to assist you, and I'm glad I could address all your questions promptly. Thank you for your kind words and appreciation.
Heather and her team were excellet in every phase of the loan process would reccomend to someone looking for a great experience Gary Harbert
Reply from Heather Martin
June 16th, 2025 03:18 PM
I'm thrilled to hear that you had a great experience with our team at Flat Branch Home Loans. It was a pleasure assisting you through every phase of the loan process, and I truly appreciate your recommendation.
I had a short time line and lots of changes and wuestions a long the way. Heather answered questions quickly!
Reply from Heather Martin
June 16th, 2025 03:19 PM
I'm glad I could assist you promptly with your questions and accommodate the changes within your timeline. Thank you for choosing Flat Branch Home Loans.
Communication was great!
Reply from Heather Martin
June 13th, 2025 01:47 PM
I'm pleased to hear that you found the communication to be great during your experience with us. It was a pleasure assisting you at Flat Branch Home Loans. Thank you for your feedback!
Heather made the process super easy from start to finish. We have been to other traditio banks in the past who did not ever answer our questions and simply would leave us hanging or hit us with suprise things last mimute. We were greatful that...
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Reply from Heather Martin
June 13th, 2025 01:48 PM
I'm thrilled to hear that your experience with Flat Branch Home Loans was seamless and that we could assist you in purchasing your dream home. It was a pleasure working with you, and I appreciate your kind words about the service my team and...
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Every team member was very helpful and reached out if I needed any additional information or assistance. This is my second time working with Heather and her team, and I would absolutely continue in the future.
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Reply from Heather Martin
June 12th, 2025 03:10 PM
I'm thrilled to hear that you had a positive experience with us again. It was a pleasure working with you, and I appreciate your continued trust in our team. If you ever need further assistance, please don't hesitate to reach out.
Heather and the team really kept me involved, every step of the way.
Reply from Heather Martin
June 11th, 2025 05:03 PM
I'm thrilled to hear that you felt involved throughout the process, Joshua. It was a pleasure working with you, and I'm glad we could meet your expectations. Thank you for choosing Flat Branch Home Loans!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149