Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather and her team went above and beyond during this entire process. I would highly recommend Heather to anyone looking to purchase or refinance .
Reply from Heather Martin
July 14th, 2025 04:34 PM
Thank you, Gina, for your kind words and recommendation. I'm so glad to hear that you felt supported throughout the process. Going above and beyond for my clients is always my goal, and knowing that it made a difference for you is incredibly...
read more
Heather was great! Her and her assistants always answered our questions!
Reply from Heather Martin
July 14th, 2025 04:35 PM
Thank you, Treven, for your kind words. I'm so pleased to hear that you felt supported and your questions were answered promptly by myself and my assistants. Ensuring that you have a smooth experience is a top priority for me. If there's anything...
read more
A month from looking at the house, it became my home. I really thought that I would have trouble getting a home loan, because of my Chapter 13 Bankruptcy, but Flat Branch took a chance on me, and I really appreciate them. THANK YOU.
Reply from Heather Martin
July 10th, 2025 01:12 AM
I'm so glad to hear that you were able to move into your new home so quickly, Deborah. Your journey to homeownership is truly inspiring, and I'm pleased that Flat Branch could play a part in making it happen despite the challenges. Thank you...
read more
Heather was able to move our closing date up to accomodate the buyer's needs and get us successfully to the closing table despite a bit of chaos thrown her way. She was always on her game!
Reply from Heather Martin
July 7th, 2025 07:00 PM
I'm thrilled to hear that we were able to accommodate the buyer's needs and successfully move your closing date. It was a pleasure working with you, and I appreciate your acknowledgment of the effort involved. Thank you for your kind words!
house of my dreams at an affordable rate
Reply from Heather Martin
July 7th, 2025 01:02 PM
I'm thrilled to hear that you found the house of your dreams at an affordable rate, Jeffrey. It was a pleasure assisting you through the process. Thank you for choosing Flat Branch Home Loans.
Very good whenever we needed advice or more info, great at keeping us up to date on the process. Closing got a little chaotic but I think it was the title company in Moberly that was busier than usual at the time. We would've preferred a company...
read more
Reply from Heather Martin
July 7th, 2025 01:03 PM
I'm glad to hear that you found the process well-informed and appreciated the updates. I understand the inconvenience with the title company's location and the hectic closing. Your feedback is valuable, and I'm pleased that overall, the experience...
read more
If you're not working with Heather on your home loan, you're doing it wrong. We have used Heather for 2 home loans now and could not recommend her more! She goes above and beyond in every way possible, and is the gold standard for what you...
read more
Reply from Heather Martin
June 30th, 2025 07:52 PM
I'm thrilled to hear about your positive experience with your home loans. It has been a pleasure assisting you, and I truly appreciate your recommendation and kind words. Thank you for your continued trust in my services!
Heather always responded so quickly to any questions we had. She was very knowledgable about the entire home buying process and explained things very clearly. She is genuinely excited for her customers and makes the whole experience as fun...
read more
Reply from Heather Martin
June 30th, 2025 02:40 PM
I'm thrilled to hear that you had such a positive experience with the home buying process. It was a pleasure assisting you, and I'm glad I could help make the journey enjoyable and clear. Thank you for your kind words and for choosing Flat...
read more
Heather took care of any issues that arose with my buyers behind the scenes with little to no effect on the contract process, efficient and professional as always.
Reply from Heather Martin
June 30th, 2025 01:43 PM
I'm pleased to hear that the process went smoothly and that you were satisfied with my assistance. It was my pleasure to ensure everything was handled efficiently and professionally. Thank you for your kind words and for choosing Flat Branch...
read more
Heather was amazing and was able to answer all our questions or point us in the right directions for answers. We had an excellent experience with Flatbranch
Reply from Heather Martin
June 27th, 2025 04:51 PM
I'm thrilled to hear that I could assist you effectively and guide you to the right resources. Your satisfaction with Flat Branch Home Loans is important to me, and I'm glad to have been part of your excellent experience. Thank you for your...
read more
161–170 of 367
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
View All
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149