Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Heather is amazing to work with and our clients are always happy with her services.
Reply from Heather Martin
August 5th, 2025 04:36 PM
Brittany, thank you so much for the fantastic review. I'm thrilled to hear that both you and your clients have been pleased with my services. It's always my goal to ensure everyone involved feels satisfied and well-taken care of. If there's...
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You worldd w me very well
Reply from Heather Martin
August 5th, 2025 04:39 PM
Morgen, thank you for your review. I'm pleased to hear that you felt I worked well with you. Your satisfaction is important to me, and I'm glad I could support you in the process. If there's anything else you'd like to discuss or if I can assist...
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Will get you more info on this client when I get her home sold. She'll need both home or condo in Columbia and also will be doing a commercial space.
Reply from Heather Martin
August 5th, 2025 04:53 PM
Kris, thanks for getting in touch and keeping me updated. When the time comes for her to move forward with her home purchase or commercial space, I'm here to provide support and guidance. Feel free to reach out when you're ready to discuss...
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Heather and the team are available to answer quesrions questions anytime . Everyone is super helpful and we had a gteat experience workign with Heather !
Reply from Heather Martin
August 5th, 2025 04:53 PM
Sanela, thank you for sharing your experience. I'm glad to hear that you found me and the team readily available to answer questions. It's important to me that you're supported throughout the process. If there's anything else you'd need assistance...
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Quick and pleasant
Reply from Heather Martin
August 5th, 2025 04:53 PM
Hannah, I'm glad to hear that your experience with me was both quick and pleasant. It's important to me that the process is smooth and satisfactory for you. If you have any more questions or need assistance in the future, don't hesitate to...
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Heather was a great lender to work with! Being a first time home owner & not knowing a lot about the process she always too the time ti answer any questions and made sure to exolain explain everything for me!
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Reply from Heather Martin
August 4th, 2025 02:24 PM
Damara, thank you for sharing your experience. I'm really glad to hear that I could help guide you through the process as a first-time homeowner. It's important to me that you feel informed and confident about your decisions, so I'm happy that...
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Very kind and let us know if we needed anything right away!
Reply from Heather Martin
July 25th, 2025 09:06 PM
Allissa, thank you for your kind review. I'm glad to know that you felt looked after and informed throughout the process. It's important to me that my clients feel they can reach out whenever they need assistance. If there's anything else I...
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I absolutely loved working with Heather Martin at Flat Branch Home Loans! From day one, she was on top of everything — super responsive, kind, and truly invested in making the process smooth for our buyer. It makes such a difference when the...
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Reply from Heather Martin
July 14th, 2025 04:31 PM
Thank you, Alexia, for your incredibly kind words. I'm so glad to hear that you felt supported throughout the process and that my efforts made a positive impact. It's important to me to ensure a smooth experience for everyone involved, and...
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Heather and her team are knowledgeable, professional, and a complete joy to work with.
Reply from Heather Martin
July 14th, 2025 04:32 PM
Thank you, TJ, for your wonderful feedback. I’m delighted to know that you found the experience both professional and enjoyable. It's important to me to provide knowledgeable and supportive service, and I'm glad that came through. If there's...
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My clients LOVE Heather! And since I referred them, it gives them another reason to love ME! She's so knowledgeable and good at what she
does!
Reply from Heather Martin
July 14th, 2025 04:32 PM
Thank you, Jodie, for sharing such positive feedback! I'm thrilled to hear that your clients had a wonderful experience and that my work made them happy. It's rewarding to know my efforts are appreciated and contribute positively to your referrals....
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149