Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Easy process
Reply from Heather Martin
August 18th, 2025 04:16 PM
Chloe, I'm thrilled to hear that you found the process easy. It's my goal to make things as straightforward as possible for you. If there’s anything more I can do for you in the future, please feel free to reach out.
Open communication, very pleasant to work with, you helped explain things to us.
Reply from Heather Martin
August 18th, 2025 04:17 PM
Kylie, I appreciate your kind words. It's wonderful to hear that the communication was open and that you felt positively about working together. I'm glad I could help explain things to make the process clearer for you. If there's anything else...
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Heather is always on top of her game. She communicates well, and makes it a breeze.
Reply from Heather Martin
August 18th, 2025 04:17 PM
Adam, thank you for your kind words. I'm glad to hear that my communication helped make the process easier for you. It's always my goal to stay on top of things and ensure a smooth experience. If you have any more questions or need further...
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Credit approval was super fast and effortless on our behalf. Staff did an outstanding job keeping us on track and answering questions. Very satisfied.
Reply from Heather Martin
August 18th, 2025 04:17 PM
Jeremy, I'm pleased to hear that the credit approval process felt fast and effortless for you. Ensuring everything stays on track and addressing your questions is a top priority for me. I'm glad you had a satisfying experience, and if there's...
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Heather done an execllent job keeping in touch with us and letting us know what was next very smooth proces!!
Reply from Heather Martin
August 12th, 2025 06:06 PM
Justyn, I appreciate your kind words. I'm glad to hear that staying in touch and providing a clear process made things smoother for you. It means a lot to me that your experience was positive. If you have any further questions or need assistance...
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Age stays on top of her files and has incredible FAST communication
Reply from Heather Martin
August 11th, 2025 01:41 PM
Sonja, I appreciate your kind words. Staying on top of files and maintaining fast communication is something I strive for in every interaction. It’s great to know that these efforts made a positive impact on your experience. If you ever need...
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Working with Heather at Flat Branch Home Loans was one of the best parts of our homebuying process. She helped us take full advantage of programs that really worked in our favor, and the Flat Branch Flex Funds made a huge difference. Heather...
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Reply from Heather Martin
August 11th, 2025 01:41 PM
Cameron, I'm really pleased to hear that I was able to make a positive impact on your homebuying journey. It's great to know that the programs and Flex Funds worked well for you. My goal is to ensure that every step is clear and that you feel...
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Kept us informed along the way!
Reply from Heather Martin
August 11th, 2025 01:42 PM
Sara, I'm glad to hear I could keep you informed throughout the process. Ensuring that you feel updated and confident every step of the way is important to me. If you ever have more questions or need further assistance, I'm here to help.
So helpful & knowledgable Always answered my questions kindly & quickly ! Awesome to work with
Reply from Heather Martin
August 11th, 2025 01:42 PM
Sara, I'm glad to hear I could keep you informed throughout the process. Ensuring that you feel updated and confident every step of the way is important to me. If you ever have more questions or need further assistance, I'm here to help.
Heather was always polite and easy to work with through the whole process!
Reply from Heather Martin
August 6th, 2025 02:16 PM
Shyla, I'm pleased to hear that you found working with me to be a polite and easy experience throughout the entire process. Providing a seamless and supportive journey is important to me. If you need anything else in the future, feel free to...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149