Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Smooth process.
Reply from Heather Martin
September 4th, 2025 01:33 PM
I'm pleased to hear that the process went smoothly for you, Ashton. Ensuring an easy and seamless experience is always my goal. If you have any questions or need further assistance in the future, feel free to reach out.
Heather and the whole flat branch team was very helpful with any questions i had as well as very responsive!
Reply from Heather Martin
September 4th, 2025 01:33 PM
I'm pleased to hear that the process went smoothly for you, Ashton. Ensuring an easy and seamless experience is always my goal. If you have any questions or need further assistance in the future, feel free to reach out.
Everything went smoothly and they got us into our house within a month!
Reply from Heather Martin
September 2nd, 2025 01:12 PM
Blake, I'm pleased to hear that everything went smoothly and that you were able to move into your new house so quickly. It's rewarding to know the process met your expectations. Should you have any questions or need further assistance in the...
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Heather and her team were extra responsive and patient with me throughout this process. This extremely big life change was a very simple process with hesther and her team.
Reply from Heather Martin
September 2nd, 2025 01:12 PM
Miranda, it's great to hear that you found the process smooth and manageable during such a significant life change. I'm glad that my team and I could be responsive and patient throughout. If you need any more assistance or have further questions,...
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Heather was fast and efficient while working on our loan. She answered all our questions and always had excellent communication. We were very pleased and will definitely use Heather again!
Reply from Heather Martin
September 2nd, 2025 01:13 PM
Lauren, I appreciate your kind words. It's great to know that you found the loan process fast and efficient, and that my communication met your expectations. Should you have any questions or need assistance in the future, please feel free to...
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Heather was very accessible, efficient and professional. She went the extra mile to make sure that our loan was approved
Reply from Heather Martin
August 29th, 2025 03:17 PM
Beverly, thank you for your kind words. I'm pleased to hear that you found my approach accessible, efficient, and professional. It's always my priority to go the extra mile for loan approvals and ensure your needs are met. If you ever have...
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She truly cared about our needs and was there for us no matter h dumb are questions were.
Reply from Heather Martin
August 26th, 2025 06:11 PM
No dumb questions. It was awesome to work with you guys!!
Really helped walk me through the process as a first time home buyer. Was always more than willing to answer any questions I had during the process.
Reply from Heather Martin
August 25th, 2025 03:46 PM
Joshua, I'm really pleased to hear that I was able to guide you through the process as a first-time homebuyer. It's important to me that you felt supported and all your questions were addressed along the way. If you have any more questions...
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Great customer service
Reply from Heather Martin
August 18th, 2025 05:04 PM
John, thank you so much for your kind words about my customer service. Ensuring you have a positive experience is a top priority for me. If you ever have any further needs or questions, please feel free to reach out.
She made it
Reply from Heather Martin
August 18th, 2025 04:14 PM
We did make it!! Wishing you many blessings in your new home!!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149