Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Everything went smooth and quickly with no unexpected surprises. Very friendly and very helpful. No complaints here!
Reply from Heather Martin
September 25th, 2025 07:25 PM
Rhonda, it's great to know that everything went smoothly and quickly for you without any unexpected surprises. I'm pleased to hear that you found the process friendly and helpful. If there's anything more you need in the future, feel free to...
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Heather is some that we trust. She made the loan process easy for us to navigate through
Reply from Heather Martin
September 25th, 2025 07:26 PM
Kyle, I appreciate your trust and am glad to hear that the loan process felt easy to navigate. Helping make the experience straightforward is important to me. If you have any further questions or need assistance down the line, feel free to...
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The uploading documents process was super easy! So much less stressful than multiple email threads and the amount of documents was minimal. My loan was quickly approved without question, our payment was below what we were quoted, great interest...
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Reply from Heather Martin
September 25th, 2025 07:26 PM
Katherine, I'm pleased to hear that the document uploading process was straightforward and less stressful for you. It's great to know that the loan approval went smoothly and that the outcome exceeded your expectations with a lower payment...
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Heather always shows up for closings with a professional and personable attitude for her clients. It doesnt matter if it is a million dollar or a 25 thousand dollar purchase, she always gives top notch service to everyone!
Reply from Heather Martin
September 17th, 2025 12:03 PM
Lacy, thank you for your kind words. I truly believe that every client deserves exceptional service, regardless of the size of their purchase. It's rewarding to know that my approach at closings has made a positive impact. If there's anything...
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Heather Martin was awesome to work with. Her professionalism and quick response time was very appreciated. I'll look forward to working with Heather again in the near future.
Reply from Heather Martin
September 12th, 2025 01:49 PM
Chris, I appreciate your kind words. It’s wonderful to hear that my professionalism and prompt responses made a positive impact on your experience. I look forward to the opportunity of working with you again soon. If you need anything in the...
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appreciate all the hard work you put into this process !
Reply from Heather Martin
September 11th, 2025 04:49 PM
Karcie, I'm grateful for your kind words and appreciation. It means a lot to know that my efforts made a positive impact on your experience. If there's anything else I can assist you with, please don't hesitate to reach out.
Heather was great, prompt, and helpful, but there was a lot of resending information, unclear instructions, and confusion at the end of the process. All in all it was a positive experience and we ended up with the best rates possible for our...
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Reply from Heather Martin
September 11th, 2025 04:50 PM
Nicholas, I appreciate your feedback and am pleased to hear that you were happy with the rates we secured for your situation. It’s essential to me to know about the issues with resending information and unclear instructions so I can improve...
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They made the process as easy as possible.
Reply from Heather Martin
September 8th, 2025 01:41 PM
I'm pleased to know that I was able to make the process as easy as possible for you, Kimberly. Ensuring a smooth experience is always my aim. Should you have any more questions or need anything in the future, please feel free to reach out.
Heather was super helpful! And guided me through the whole process, it was my first time buying a house, and she made it super easy!
Reply from Heather Martin
September 4th, 2025 06:12 PM
Garrett, I'm really glad to hear that I could guide you through your first home-buying experience and make it easier for you. It's important to me that you felt supported throughout the process. If you have any more questions or need further...
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She was very responsive and helpful with my
Reply from Heather Martin
September 4th, 2025 04:56 PM
Scott, I appreciate your feedback and I'm glad to hear that you found my responsiveness and assistance helpful. If there's anything specific you feel could have improved your experience or if you have further questions, please feel free to...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149