Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Heather and her team always kept us informed and always helped with everything and keeping the refinance on track Always friendl, informative and so easy to work with . Thank you
Reply from Heather Martin
October 17th, 2025 03:33 PM
Mark, I appreciate your kind words about your experience working with me and my team. It's great to know that you found the process friendly, informative, and easy. Keeping you informed and on track is always a priority. If you need any further...
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Excellent and efficient!
Reply from Heather Martin
October 17th, 2025 03:36 PM
I appreciate your kind words, Sean. It's great to know that you found the process both excellent and efficient. I strive to provide the best service possible. If you have any additional questions or need further assistance, feel free to reach...
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Heather is super nice and very knowledgable. She made this process so easy and is still there to help us with any questions even after closing.
Reply from Heather Martin
October 17th, 2025 03:36 PM
Brandy, I appreciate your kind words. It's great to know that you found the process easy and that you feel supported even after closing. My goal is always to ensure a smooth experience and to be available for any questions you might have. If...
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Heather kept my client and myself informed of all the steps leading to closing. It was a seamless process and we are so greatful!
Reply from Heather Martin
October 13th, 2025 07:26 PM
Laura, I appreciate you sharing your positive experience. Keeping you and your client well-informed throughout the process is something I prioritize. I'm glad to hear it went smoothly for both of you. If there’s anything else I can assist with,...
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The process was quick and easy and Heather answered all questions we had very quickly. The whole Flat Branch staff was great!
Reply from Heather Martin
October 12th, 2025 05:21 PM
I appreciate your feedback, Tynan. It's great to hear that you found the process with me smooth and that your questions were answered promptly. I'm pleased to know that the rest of the Flat Branch staff contributed positively to your experience...
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Minimal hassle and over all decent experience.
Reply from Heather Martin
October 12th, 2025 05:21 PM
I'm pleased to hear that your experience was mostly hassle-free and overall satisfactory. It's my goal to ensure a smooth process for you. If there's anything specific you think could be improved or if you have any further questions, please...
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Heather was on top of everything at all times and made the process very easy!
Reply from Heather Martin
October 12th, 2025 05:22 PM
Jenelle, I appreciate your kind words. Staying on top of everything and ensuring an easy process for you is always my goal. If you ever have more questions or need further assistance, don't hesitate to contact me.
Heather was always readily available for any questions I had and kept me informed through every step of the process. couldn't have asked for a smoother transition.
Reply from Heather Martin
September 29th, 2025 01:39 PM
Maddison, it's great to know that I could be there for you throughout the process and provide the information you needed when you had questions. Ensuring everything goes smoothly is a priority for me. If you find yourself in need of assistance...
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Heather was great keeping me informed every step of the way during our mortgage refinancing. Thankful for all she did for us.
Reply from Heather Martin
September 29th, 2025 01:41 PM
LeeAnne, thank you for your kind words. I'm pleased I could keep you informed throughout your mortgage refinancing. If there's anything else you need or if questions arise in the future, feel free to reach out.
Smooth stress free experience.
Reply from Heather Martin
September 25th, 2025 07:25 PM
It's great to know that your experience was smooth and stress-free. Ensuring a seamless process is something I strive for with every client. If you have any more questions or need further assistance, I'm here to help.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149