Heather Martin
Senior Mortgage Banker | NMLS# 490113
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Heather kept us on the timeline and made sure we signed forms in a timely manner. Thank you, Heather!
Reply from Heather Martin
November 25th, 2025 04:26 PM
Tamara, I appreciate you taking the time to leave your feedback. I'm pleased to know that I was able to keep you on track with the timeline and ensure the forms were signed promptly. If there's anything else you need, please feel free to reach...
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Friendly people , answered all my questions as a new home buyer.
Reply from Heather Martin
November 17th, 2025 04:32 PM
It's great to know that you found the process friendly and all your questions were addressed as a new homebuyer, Michael. Ensuring you feel supported and informed is something I prioritize. If there's anything more I can help with in the future,...
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Heather is a great communicator and very knowledgeable!
Reply from Heather Martin
November 4th, 2025 03:01 PM
Thank you for your kind words, Rick. I'm pleased to hear that you found my communication clear and informative. It's important to me that I provide the knowledge you need throughout the process. If you have any more questions or need further...
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It was fast and well organized.
Reply from Heather Martin
November 4th, 2025 03:04 PM
I'm pleased to hear that you found the process fast and well-organized, Angeline. It's my priority to ensure everything runs smoothly for you. If there's anything more I can assist with, please feel free to reach out.
Very helpful and nice and quick to answer
Reply from Heather Martin
October 31st, 2025 03:37 PM
Julian, I appreciate your kind words about my approach. Ensuring a helpful and responsive experience is a priority for me. If there's ever anything more you need or any questions arise, feel free to contact me anytime.
Thank you for another great transaction!
Reply from Heather Martin
October 30th, 2025 01:49 PM
Joseph, I appreciate you taking the time to share your feedback. It means a lot to me that you had another positive transaction experience. I'm here if there's anything more you need or any questions arise in the future.
Very easy to work with. Provided me with lots of information and was very helpful answering any questions in a timely manner
Reply from Heather Martin
October 27th, 2025 04:27 PM
Timothy, I appreciate your kind words. I'm pleased to hear that you found working with me easy and that the information I provided was helpful. Answering questions promptly is a priority for me, so it's great to know it made a difference for...
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Heather and her team were so happy to assist me and answer all my questions and concerns! They were fantastic to work with! I'm so appreciative!
Reply from Heather Martin
October 24th, 2025 03:21 PM
Maria, your kind words mean a lot to me. I'm pleased to hear you felt supported with all your questions and concerns. If you ever need further assistance, feel free to reach out.
Great to work with.
Reply from Heather Martin
October 22nd, 2025 02:31 PM
James, it's great to hear that working together was a positive experience for you. If you need anything else or have further questions, please don't hesitate to reach out.
I recently purchased a home in Northern Missouri and financed the home through Flatbranch Home Loans. Heather Martin and her team are courteous, knowledgeable, and efficient. I received a competitive low fixed rate and Flatbranch made the home...
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Reply from Heather Martin
October 22nd, 2025 02:32 PM
Erin, I appreciate your kind words and recommendation. It's great to know that the home buying process in Northern Missouri went smoothly for you and that you were satisfied with the rate. Providing courteous and knowledgeable service is always...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
USDA Home Loans
FHA Home Loans
VA Home Loans
MHDC Down Payment Assistance Programs
First Time Homebuyer Loans
Conventional Loans
Jumbo Loans
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Memberships
- Randolph County Board of Realtors
- Northeast Central Association of Realtors
- Moberly Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
- NMLS 1297531
Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Being a Grandma
- Reading
- Decorating
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149