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Heather Sapp - Loan Originator | NMLS# 1277020 in Toledo, OH

Heather Sapp

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Loan Originator | NMLS# 1277020

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Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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  • SFTP
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    Raeanna D
    Deshler, OH
    Posted on July 14th, 2024 01:58 PM
    Everyone was on the ball of things towards the end was shaky we didn't have the clear to close then we did and everything fell into place from there. They communicate everything they answer all the questions that you have.
    Reply from Heather Sapp
    July 17th, 2024 04:29 PM
    I'm so glad to hear that you had a positive experience with us at Howard Hanna Mortgage Services, Raeanna. It was a pleasure to assist you with your purchase. I understand how the process can seem a bit uncertain towards the end, but I'm glad...
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    Joseph H
    Toledo, OH
    Posted on July 6th, 2024 07:01 AM
    Heather went above and beyond for my family. She figured out a way to turn my fha eligibility to conventional. That was a game change for our ability to get accepted offers.
    Reply from Heather Sapp
    July 8th, 2024 04:33 PM
    Thank you so much for your positive feedback, Joseph. I'm thrilled to hear that you were satisfied with the service provided. It was a pleasure to help you and your family and I'm glad I could assist in changing your FHA eligibility to conventional....
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    Jacob C
    Liberty Center, OH
    Posted on July 3rd, 2024 10:56 PM
    Heather did what the others couldn’t! She went above and beyond! And all with a smile! She was extremely responsive, answered ALL of my questions, evenings and weekends, she was always available to help me. I will NEVER use another lender!...
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    Reply from Heather Sapp
    July 4th, 2024 12:56 AM
    Jacob, your kind words are truly appreciated! It was a pleasure to assist with your purchase and I'm thrilled to hear that you felt well-supported during the process. I approach my work with a commitment to be available and responsive, so it's...
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    Amanda B
    Liberty Center, OH
    Posted on July 3rd, 2024 06:13 PM
    Heather did a second look at my buyer's credit initially. We found out that the initial lender who gave us a pre-approval letter did NOT actually run my client's credit! My client got a FREE $100 gift card in the mail a week later just for...
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    Reply from Heather Sapp
    July 3rd, 2024 06:18 PM
    I'm thrilled to hear that you had such a positive experience, Amanda! It's incredibly important to me that my clients feel supported and well-informed throughout the entire loan process. Your satisfaction is my priority, and I'm glad I was...
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    Nicole W
    Toledo, OH
    Posted on July 3rd, 2024 02:15 PM
    Heather is on top of her business. She was available anytime I contacted her. She is professional and has a pleasant and happy personality and she loves what she does. My buyers have raved about Heather and said they will scream her name from...
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    Reply from Heather Sapp
    July 3rd, 2024 02:28 PM
    Thank you so much for the glowing review, Nicole! It was indeed a pleasure working with you, and I couldn't be happier to hear that you appreciated my services. I absolutely love what I do and it's because of amazing Realtors like you that...
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    Ashley B
    Posted on June 28th, 2024 04:24 PM
    Heather was very responsive and such a big help. She helped us find the best rate and worked quickly to get us locked in. I would most definitely recommend her to your loan services.
    Reply from Heather Sapp
    June 28th, 2024 06:54 PM
    Thank you so much for your kind words, Ashley. I'm thrilled to hear that you had a positive experience and that I was able to assist effectively. Your recommendation means a lot and I appreciate your trust in my work at Howard Hanna Mortgage...
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    Gavin E
    Deshler, OH
    Posted on June 20th, 2024 02:12 PM
    Even though problems were brought up, nothing stopped the determination of the lenders to get me into a house.
    Reply from Heather Sapp
    June 20th, 2024 03:00 PM
    I'm so glad to hear that you had a positive experience with Howard Hanna Mortgage Services, Gavin! It was truly a pleasure working with you on your house purchase. I understand that there were some hurdles along the way, but I'm happy we were...
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    Anne M
    Defiance, OH
    Posted on June 20th, 2024 01:06 PM
    Fantastic communication & commitment to client. Always available & attentive to work issues. Appreciate your kindness & work ethic.
    Reply from Heather Sapp
    June 20th, 2024 03:01 PM
    I'm thrilled to hear that you had a positive experience with Howard Hanna Mortgage Services, Anne. Your kind words about my communication, commitment, and work ethic truly mean a lot to me. I'm always here to help with your mortgage needs and...
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    Scott C
    Fayette, OH
    Posted on June 20th, 2024 04:20 AM
    The hard work.to get everything done for me
    Reply from Heather Sapp
    June 20th, 2024 03:03 PM
    I appreciate your feedback, Scott! I'm thrilled to know that you were satisfied with my efforts to make your loan process smooth. It's always my goal to ensure everything gets done efficiently for my clients at Howard Hanna Mortgage Services....
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    Jennifer W
    Archbold, OH
    Posted on June 17th, 2024 05:39 PM
    All the Howard Hanna realtor team was very patient with me since I have no computer knowledge and everything was emailed to me.. 😂 Heather was excellent with getting me information and also walking me through ALL the paperwork. It went very...
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    Reply from Heather Sapp
    June 17th, 2024 05:42 PM
    Hi Jennifer, I'm so thrilled to hear about your positive experience with us at Howard Hanna Mortgage Services. It was my absolute pleasure to guide you through the home buying process, and I'm glad I could make it easier for you. Your patience...
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    About
    Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Mortgages, Refinances, and Credit Repair
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    Positions
    • Howard Hanna Mortgage Services - Mortgage Loan Officer
      Jul 25th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1277020
    Hobbies
    • Riding Harleys
    • Traveling
    • Horse Back Riding
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.